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did you take out iPhone insurance from Carphone Warehouse?
I did and they take £35 every quarter - which i thought was fine for a year, but I am near the end of an 18 month contract and i saw a £35 DD on my bank statement to them the other day
i guess i should have been more vigilant, but there must be some sodding list of how to screw invisible £ out of people
I put it on my house insurance for £11
mobile phone insurance try money saving expert yearly policys for about £50
the margins and commission paid to the sales staff is hugh