Kaupthing Edge
15 August 2008, 11:18 PM
#1
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Kaupthing Edge
I have just set up a savings account with this Icelandic bank. They are offering a good rate (6.55%) and guarantee to always be above the Bank of England rate.
I probably should have asked before, but has anyone used them? Any comments?
Steve
I probably should have asked before, but has anyone used them? Any comments?
Steve
16 August 2008, 12:58 PM
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I've got an account with them which I've had for a few months and I've been happy with them, and have no concerns about filling it up to the insured limit (35k)
Excellent rate of interest, so would recommend
Excellent rate of interest, so would recommend
18 August 2008, 10:53 AM
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Opened one but have yet to put some cash into it. Appeared to get locked out for some reason when entering my password etc., probably need to ring them to sort it but haven't got that far yet 
Must be more organised
Must be more organised
18 August 2008, 01:04 PM
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I've got money spread amongst the Icelandic Banks - do NOT keep more than £35k in any one institution.
I also have ICICI and many others, the major headache is the £35k limit ... but it's important to be careful.
I also have ICICI and many others, the major headache is the £35k limit ... but it's important to be careful.
18 August 2008, 03:21 PM
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yes i've been a customer for a few months now. now impressed with their self service website compared to Alliance & Leicester's, but it's the high interest rate i'm happy with.
We've got a combined £10k with them
We've got a combined £10k with them
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18 August 2008, 06:01 PM
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Steve
19 August 2008, 01:36 AM
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So the advice is don't invest more than 35K?
Right, in that case I'll rob a bank tomorrow and tell them to only give me £34999!
Are you lot really old or something? I've saved for a few years but I don't have that amount of savings after buying a house etc. Or are you all just paid a huge amount?
Maybe once I passed 30 and settled down I may be able to save a bit more, but all I seem to do is pay the mortgage, pay the bills, buy a few boys-toys, have excellent holidays and enjoy myself. Or is that where I am going wrong?
It must be cheaper than getting married and divorced though
Right, in that case I'll rob a bank tomorrow and tell them to only give me £34999!
Are you lot really old or something? I've saved for a few years but I don't have that amount of savings after buying a house etc. Or are you all just paid a huge amount?
Maybe once I passed 30 and settled down I may be able to save a bit more, but all I seem to do is pay the mortgage, pay the bills, buy a few boys-toys, have excellent holidays and enjoy myself. Or is that where I am going wrong?
It must be cheaper than getting married and divorced though
19 August 2008, 12:08 PM
#11
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Absolutely. I tend to limit the maximum to £33,500 per account to allow for accumulating interest.
Oh, and don't forget, the £35,000 is for each banking licence, so when there are more than one bank under the same banner you should limit yourself to £35,000 between them.
Oh, and don't forget, the £35,000 is for each banking licence, so when there are more than one bank under the same banner you should limit yourself to £35,000 between them.
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