Premium Bonds??
#3
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Pros: monthly draws,
can sell them back at any time for the same money
chance of winning more than the usual bank intrest rate
Cons: you don't gain any intrest on the amount you have.
you can only have £30,000 per person
they take a month to get entered into the draws
can sell them back at any time for the same money
chance of winning more than the usual bank intrest rate
Cons: you don't gain any intrest on the amount you have.
you can only have £30,000 per person
they take a month to get entered into the draws
#5
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get a proper bank accout and buy a lotto ticket - your odds of a big win are MASSIVELY higher and you'll get a decent return in the meantime.
#7
We have just under £30k of bonds, get a win practically every month, sometimes £50, other times £150. The interest in a high interest account is probably more but then one month you may get lucky and win £5k+! Benefit is there is no risk.
But with only £500 to invest you may only get 1 win a year if your lucky.
But with only £500 to invest you may only get 1 win a year if your lucky.
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#9
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#10
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All the gory details at NS&I
mb
#12
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I have had one since they started - 1957?
And another since 1963 - nowt on either of them!
BUT, this month I won 1 x £500 + 2 x £50s
They are a complete waste of time for less than £5000 IMO ..... in fact I would say that they are a waste of time for anything less than the maximum really.
The odds of winning a prize is 24,000 - 1 ...... so, a £24,000 holding would/should return a prize a month
And another since 1963 - nowt on either of them!
BUT, this month I won 1 x £500 + 2 x £50s
They are a complete waste of time for less than £5000 IMO ..... in fact I would say that they are a waste of time for anything less than the maximum really.
The odds of winning a prize is 24,000 - 1 ...... so, a £24,000 holding would/should return a prize a month
#13
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#15
#18
Sorry,meant June .
Had a cheque drop through the door at my parents house which they forwarded.
I think piddly wins you just get a cheque in the post.Win a biggy and I think you get a 'visit'
Had a cheque drop through the door at my parents house which they forwarded.
I think piddly wins you just get a cheque in the post.Win a biggy and I think you get a 'visit'
#19
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I won £100 in June
I am currently running at a 8.6% return on my investment - which is pretty good considering the remote chance of a BIG-UN!
I maintain that these should be only bought by those with £24,000+ (to win once a month on average)
I am currently running at a 8.6% return on my investment - which is pretty good considering the remote chance of a BIG-UN!
I maintain that these should be only bought by those with £24,000+ (to win once a month on average)
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