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I'm going with Tesco for my loan of around 8k. Total amount repayable is around £9200 over 4 years at £210-ish a month. IIRC the interest rate is aroun 7.3%
www.moneyfacts.co.uk is an excellent place to see who's offering the best deals on any financial issues.
Why don't you ask Pete Lewis ?
I understand he has a few old fivers lying around He may also have a monkey or two stashed under the duvet in the nursing home
Blutes
Cahoots loans are usually variable so Id be careful. 7% sounds good but if it can change then Id rather pay 8% fixed.
Have you actually got an offer from them? They make a big deal about offering low interest but a lot of people (myself included) with good credit history have not managed to get a Cahoot loan.