Notices
Member's Gallery Pictures of your pride and joy

my poor scooby might be a write off

Thread Tools
 
Search this Thread
 
Old 03 May 2007, 08:05 AM
  #1  
cduk300
Scooby Regular
Thread Starter
 
cduk300's Avatar
 
Join Date: Dec 2006
Location: midlands
Posts: 70
Likes: 0
Received 0 Likes on 0 Posts
Default my poor scooby might be a write off

Monday afternoon some tw@t drove into the rear end of the scooby which pushed it into the back of another car.

My wife and the lady who was in front where stationary and this old guy did not see my misses brake lights and just drove in to the back of my car.

In the car was Charlotte and my three kids i was not in the car at the time i was of to see a man about a new job everyone are ok thank god.

Here are the pics......











This is the tw@t's car who hit the scooby...



rear floor pan



passenger headlight



inside front bumper view



bonnet


Last edited by cduk300; 03 May 2007 at 08:18 AM.
Old 03 May 2007, 08:25 AM
  #2  
CrisPDuk
Scooby Regular
 
CrisPDuk's Avatar
 
Join Date: Sep 2001
Location: The Cheshire end of the emasculated Cat & Fiddle
Posts: 9,465
Likes: 0
Received 0 Likes on 0 Posts
Default

I wouldn't get to worried about it that'll definitely live At least everyone was OK

We had a battered and abused Forrester (not a turbo) where I used to work, that had somebody steam into the back of it and push it under the back of a limestone wagon That needed a tailgate, both rear quarters, a bonnet, two front wings, and both bumpers, yet the insurance co put it back on the road.

Make sure you get a decent courtesy car whilst it's away
Old 03 May 2007, 08:40 AM
  #3  
Neil..
Scooby Regular
iTrader: (35)
 
Neil..'s Avatar
 
Join Date: Nov 2006
Posts: 2,784
Likes: 0
Received 0 Likes on 0 Posts
Default

That is certainly repairable...

However, a write off is simply a term given to a car whose price for repair, exceeds or comes to 2 thirds the value, of the car.

Hence, they decide to just 'write off' the car.


Sadly I'm afraid, the cost of repair will push it over the edge, unless you can get a payout, and keep the car and get it repaired yourself. Or, agree a contract price, whereby the cost of repairs will be fixed, and again get it repaired by someone you trust.
Old 03 May 2007, 01:20 PM
  #4  
RS Grant
Scooby Regular
 
RS Grant's Avatar
 
Join Date: Apr 2003
Location: North East Riviera
Posts: 3,985
Likes: 0
Received 0 Likes on 0 Posts
Default

Glad to hear that everyone was ok mate, the car can be repaired/replaced.. people cant. Hope you get the car repaired and are happy being in it again. Let us know the outcome though.


Cheers,
Grant
Old 03 May 2007, 03:19 PM
  #5  
Max Q
Scooby Regular
 
Max Q's Avatar
 
Join Date: Jun 2004
Location: Ellijay, GA
Posts: 39
Likes: 0
Received 0 Likes on 0 Posts
Default

I'm surprised with such little visible damage on the front bumper cover that the radiator was impacted even the slightest. Do you have a lightweight bumper beam?

-Brett
Old 03 May 2007, 08:12 PM
  #6  
Joe will
Scooby Regular
iTrader: (9)
 
Joe will's Avatar
 
Join Date: Jan 2007
Location: oxfordshire
Posts: 882
Likes: 0
Received 0 Likes on 0 Posts
Default

were was this chap? i feel really sorry for you please dont write it off, glad everyone is ok. hope all gets sorted. all the best.
Old 04 May 2007, 10:52 AM
  #7  
Fart Man
Scooby Regular
 
Fart Man's Avatar
 
Join Date: Apr 2007
Location: Reeks
Posts: 108
Likes: 0
Received 0 Likes on 0 Posts
Default

Originally Posted by Max Q
I'm surprised with such little visible damage on the front bumper cover that the radiator was impacted even the slightest. Do you have a lightweight bumper beam?

-Brett

Typical Impreza; the inner bumpers are wafer thin. Even 5mph impact is enough to push them into the rad (especially if the car infront had a tow bar), meanwhile the outer bumper pops back to its normal shape (well almost)

Car is definetely repairable, I'd say cost of repair vs vehicle value is 45:55. Depending on its pre accident condition and value based on that condition. Which way the assesor will sway is a guess, but I chance that he's clear it for repair.

May I add don't let the ins co bully you to go to their repairers, its no guarantee over the quality of workmanship.
Old 04 May 2007, 11:28 AM
  #8  
redragon
Scooby Regular
 
redragon's Avatar
 
Join Date: Sep 2005
Location: in the scoob in notts or is it derbys
Posts: 648
Likes: 0
Received 0 Likes on 0 Posts
Default

dont use insurance for a rear end bump use helphire will sort it all out for you and get you a top notch hire car at the expense of the **** that took a fancy to your rear end
Old 05 May 2007, 10:31 AM
  #9  
Neil..
Scooby Regular
iTrader: (35)
 
Neil..'s Avatar
 
Join Date: Nov 2006
Posts: 2,784
Likes: 0
Received 0 Likes on 0 Posts
Default

Correct, I advise anyone in this situation NOT to go through there own insurance....way too much hassle....

Helphire is a good company, (we use them) and have never had a bad report from them.

Fart man.... correct also, you will find that 'approved repairers' are nothing more than sweat shops, getting as much work done a quickly as poss for the insurers, thus compromising quality...
Old 05 May 2007, 11:57 AM
  #10  
oobster
Scooby Regular
 
oobster's Avatar
 
Join Date: Mar 2005
Posts: 960
Likes: 0
Received 0 Likes on 0 Posts
Default

Mrs car had a bump & we were pushed into taking it to their approved repairer - what a nightmare. Car had to go back in 2 more times to get the stuff fixed that they hadn't sorted the 1st time.

Hope you get your car fixed cduk300
Old 05 May 2007, 12:38 PM
  #11  
Spec'c'57
Scooby Regular
iTrader: (1)
 
Spec'c'57's Avatar
 
Join Date: Mar 2005
Location: In RS land......
Posts: 12,902
Likes: 0
Received 0 Likes on 0 Posts
Default

Originally Posted by E_M_B
Correct, I advise anyone in this situation NOT to go through there own insurance....way too much hassle....

Helphire is a good company, (we use them) and have never had a bad report from them.

Fart man.... correct also, you will find that 'approved repairers' are nothing more than sweat shops, getting as much work done a quickly as poss for the insurers, thus compromising quality...
I used helphire when my cabriolet got hit also... Was VERY easy to sort out. and never ended up with a punto or the like. Ok it was only a vectra but still much better.....
Old 05 May 2007, 09:50 PM
  #12  
cduk300
Scooby Regular
Thread Starter
 
cduk300's Avatar
 
Join Date: Dec 2006
Location: midlands
Posts: 70
Likes: 0
Received 0 Likes on 0 Posts
Default

the scooby clinic are going to fix it for me i was told on friday that it is not a write off

and hirehelp are doing the job too
Old 08 May 2007, 06:14 AM
  #13  
CarLover
Scooby Newbie
 
CarLover's Avatar
 
Join Date: Apr 2007
Posts: 21
Likes: 0
Received 0 Likes on 0 Posts
Default

Good thing no one was hurt.




________________
Jet
Download the Chevy Suburban 07 Brochure
Old 18 May 2007, 03:16 AM
  #14  
RichKid003
Scooby Newbie
 
RichKid003's Avatar
 
Join Date: May 2007
Posts: 3
Likes: 0
Received 0 Likes on 0 Posts
Default

The best thing about it is that everyone is safe and sound.


___________________
Lucille
Download Catalogs by Subaru Motors USA
Old 18 May 2007, 08:29 AM
  #15  
Joe will
Scooby Regular
iTrader: (9)
 
Joe will's Avatar
 
Join Date: Jan 2007
Location: oxfordshire
Posts: 882
Likes: 0
Received 0 Likes on 0 Posts
Default

had it back from scoob clinic yet mate?
Old 18 May 2007, 08:40 AM
  #16  
cduk300
Scooby Regular
Thread Starter
 
cduk300's Avatar
 
Join Date: Dec 2006
Location: midlands
Posts: 70
Likes: 0
Received 0 Likes on 0 Posts
Default

no having a few problems with the insurance company at the mo i will keep u informed on what is going on
Old 18 May 2007, 11:27 PM
  #17  
CEL
Scooby Regular
iTrader: (1)
 
CEL's Avatar
 
Join Date: Mar 2003
Location: Sheffield
Posts: 3,228
Likes: 0
Received 0 Likes on 0 Posts
Default

Bad luck mate. Same thing happened to me about a year ago. Unbelievable that people don't seem to see a stationary car
Old 18 May 2007, 11:42 PM
  #18  
COLZO
Scooby Regular
 
COLZO's Avatar
 
Join Date: Apr 2006
Location: Glasgow
Posts: 1,363
Likes: 0
Received 1 Like on 1 Post
Default

Sorry to see the pics mate, good thing everyone was OK though. Hope you`re back on the road soon.
Old 20 May 2007, 05:22 PM
  #19  
johnnywrx
Scooby Regular
 
johnnywrx's Avatar
 
Join Date: May 2007
Location: Hayes,Middlesex
Posts: 364
Likes: 0
Received 0 Likes on 0 Posts
Default

sorry to hear very glad everyone is ok cars can be repaird
Old 24 May 2007, 09:01 AM
  #20  
cduk300
Scooby Regular
Thread Starter
 
cduk300's Avatar
 
Join Date: Dec 2006
Location: midlands
Posts: 70
Likes: 0
Received 0 Likes on 0 Posts
Default

thanks everyone

i have got everything sorted out now the car is going to be repaired for defo but the garage can not start work on it for a few weeks
Old 24 May 2007, 10:08 AM
  #21  
chief-long-shin
Scooby Regular
 
chief-long-shin's Avatar
 
Join Date: Nov 2005
Location: Cambs
Posts: 684
Likes: 0
Received 0 Likes on 0 Posts
Default

I would say that will be classed as economically viable to repair. My old civic was worth about £2000 and Adrian Flux repaired a folded boot floor ( much worse than above ) rather than pay out the 4k agreed value on the policy.

I still think they are ***** though
Old 31 May 2007, 10:17 AM
  #22  
mighty67
Scooby Newbie
 
mighty67's Avatar
 
Join Date: May 2007
Posts: 2
Likes: 0
Received 0 Likes on 0 Posts
Default

The important thing is your family is left. About your scooby. Perhaps a little body work can do the trick and it's back to new again.


____________________
Denis
Get the Cadillac CTS 2007 Brochure
Old 18 June 2007, 09:34 PM
  #23  
cduk300
Scooby Regular
Thread Starter
 
cduk300's Avatar
 
Join Date: Dec 2006
Location: midlands
Posts: 70
Likes: 0
Received 0 Likes on 0 Posts
Default

went to the clinic today and seen how they are getting on with my scooby and here are some pics:





Old 18 June 2007, 09:44 PM
  #24  
rob2006
Scooby Regular
iTrader: (1)
 
rob2006's Avatar
 
Join Date: May 2006
Location: Scotland
Posts: 1,394
Likes: 0
Received 0 Likes on 0 Posts
Default

Looks like they are doing a good job there mate.

Can someone explain something to me...

Say your car is worth 10k pre accident and 7.5k post accident and repaired does the insurance company give you 2.5k?
Old 18 June 2007, 10:15 PM
  #25  
bioforger
Scooby Regular
iTrader: (1)
 
bioforger's Avatar
 
Join Date: Jan 2002
Location: Pig Hill, Wiltsh1te
Posts: 16,995
Received 5 Likes on 5 Posts
Default

Nope, they pay for the repair costs if economical to repair, and thats it. If it's a write off then they give you market value for the car.
Old 19 June 2007, 08:07 AM
  #26  
rob2006
Scooby Regular
iTrader: (1)
 
rob2006's Avatar
 
Join Date: May 2006
Location: Scotland
Posts: 1,394
Likes: 0
Received 0 Likes on 0 Posts
Default

So if its repaired and you then decide to sell it a month later, you have to absorb the loss yourself even if the accident is not your fault.

Thats sh*t
Old 19 June 2007, 09:06 AM
  #27  
GordonShek
Scooby Regular
 
GordonShek's Avatar
 
Join Date: Oct 2002
Posts: 889
Likes: 0
Received 0 Likes on 0 Posts
Default

cduk300

Ever thought of giving your var a face lift whilst it was in the garage? I know some guys don't like the blob eyes and because your car is almost getting a new front end anyway, why not go for the facelift?

Just a thought.....

Gordon
Old 19 June 2007, 07:23 PM
  #28  
bioforger
Scooby Regular
iTrader: (1)
 
bioforger's Avatar
 
Join Date: Jan 2002
Location: Pig Hill, Wiltsh1te
Posts: 16,995
Received 5 Likes on 5 Posts
Default

Originally Posted by rob2006
So if its repaired and you then decide to sell it a month later, you have to absorb the loss yourself even if the accident is not your fault.

Thats sh*t
Yep, lifes a b1tch eh But if the car is properly repaired to manufacturers standards theres no reason why you should lose a large chunk of cash on resale. Ok its not perfectly mint, but it should be as good as new if repaired properly. It wouldn't bother me at all, unless the car had some major chassis damage or something.
Old 11 July 2007, 09:03 PM
  #29  
cduk300
Scooby Regular
Thread Starter
 
cduk300's Avatar
 
Join Date: Dec 2006
Location: midlands
Posts: 70
Likes: 0
Received 0 Likes on 0 Posts
Default

just a quick up date i should have my car back next week

and i cannot wait

david
Old 11 July 2007, 09:17 PM
  #30  
noobyscooby
Scooby Regular
 
noobyscooby's Avatar
 
Join Date: Jun 2007
Posts: 623
Likes: 0
Received 0 Likes on 0 Posts
Default

If the accident is clearly someone else's fault - as this one was and they are properly insured - you are entitled to have your car repaired to its former glory REGARDLESS of how much it costs. Your claim is against the other driver's insurance company and not your own, and the other driver's insurers are obliged by law to fix your car ... even if it has been flattened by a steamroller. Far too many people do not realise that this is their entitlement in law and roll over when someone waves a totally inadequate cheque at them "in full and final settlement" on a so-called write-off. Indeed, some cars are written off when the repair costs exceed only 35% of the market value so a relatively minor bump can result in an insurer trying to palm you off with a settlement that won't buy you a proper, like for like, replacement vehicle.


Quick Reply: my poor scooby might be a write off



All times are GMT +1. The time now is 11:40 PM.