I have approached a few specialist brokers to insure the STI, it isn't heavily modded, just a remap/exhaust/minor engine bits and pieces etc, but I want to make sure it is all declared.

My broker came back with a favourable quote from Groupama.

The "Key Facts" document doesn't mention mods - not even a section to enter details about mods.

This is the supporting policy booklet, which also doesn't mention mods:

https://www.groupama.co.uk/documents...car-policy.pdf

The broker is adamant that the mods are covered, but how do I know for sure that they are when none of the documentation mentions mods?

 

None of my documents list the mods...........although I've told Moley all about them.

Shaun

 

me too.

this is only a guess but if the car was stolen id say you probably need to prove you had them with pics or receipts

 

Make a list of them on the proposal form (which is a legal document) and you'll be covered.

If they are covered like-for-like is a different matter which your brokers will be able to confirm.

 

Thanks. I just want the car to be legit and covered in event of accident, less concerned about value / like-for-like replacements.

 

We send out a detailed modification report form.

 

skyinsurance

Just out of curiosity, are the mods listed on the policy / certificate?

Shaun

 

Yes in most cases, if they are not listed then a mod form is issued to the customer and insurer.

 

Brill, thanks guys.