Notices
Insurance Subaru Impreza insurance can be expensive, as with any performance car insurance. But the cheapest car insurance isn't always the best. Share your quotes, and experiences.
Sponsored by:
Sponsored by:

I'm 21 and in need of Insurance help

Thread Tools
 
Search this Thread
 
Old 01 April 2013, 12:44 PM
  #1  
weirdo2013
Scooby Newbie
Thread Starter
 
weirdo2013's Avatar
 
Join Date: Apr 2013
Location: Basingstoke
Posts: 6
Likes: 0
Received 0 Likes on 0 Posts
Default I'm 21 and in need of Insurance help

Hi..
I'm hoping some of you guys can give me advice, my brother & Mum have both have had scoobys, Luke still does (scooby0809) and and I'm now after one myself.
I'm 22 in July, I have 3 years no claims bonus, no points however I do have a DR10 which was honestly wrongly coded as I was not driving at all, I was actually in possession of my car keys and standing by my car at a friends party, engine tuned off and cold, I was breathalysed and charged, great !! Anyway that can't be changed and that was in 2009..
I'm hoping I can get myself a Uk Turbo around a 2000 plate possibly newer depending on funds but was wondering what the Insurance is likely to be. I've looked on the comparison sites and they are just crazy so I signed up on here and hope you can at least give me a really rough idea..
This is not my 1st fast-ish/costly car I have a 2.8 MK III Capri, so over the last few years I have learnt some self control and realised its not worth smashing up something you work hard to get..
Any advice greatly appreciated..
Old 01 April 2013, 01:01 PM
  #2  
ScoobyForLife27
Scooby Regular
iTrader: (14)
 
ScoobyForLife27's Avatar
 
Join Date: Nov 2010
Location: Bedford
Posts: 1,944
Likes: 0
Received 0 Likes on 0 Posts
Default

Hi mate.
I've just insured mine V2 Sti (import) with Graham Sykes.
All mods such as roll cage, alloys, exhaust, suspension, brakes, rear lights (Sti ones) etc. declared and paid £960 fully comp with 2 years no claims bonus.
I'm 30 and policy is on my wife's so I'm an additional driver.

Give them a call. Definitely worth it !
Old 01 April 2013, 01:18 PM
  #3  
Nic k
Scooby Regular
 
Nic k's Avatar
 
Join Date: Jan 2013
Location: Fareham
Posts: 116
Likes: 0
Received 0 Likes on 0 Posts
Default

£960 wow that's a lot dude, try nowell and Richards insurance online, just under £500 full comp or try aviva :-)
Old 01 April 2013, 01:29 PM
  #4  
kevstar81
Scooby Regular
 
kevstar81's Avatar
 
Join Date: Feb 2013
Location: birmingham, uk
Posts: 84
Likes: 0
Received 0 Likes on 0 Posts
Default

green light did it for me. £530 they couldnt find my car so insured as a colin mcrae
Old 01 April 2013, 01:32 PM
  #5  
tubbytommy
BANNED
iTrader: (20)
 
tubbytommy's Avatar
 
Join Date: Mar 2010
Location: crawley :)
Posts: 16,950
Likes: 0
Received 1 Like on 1 Post
Default

i think you will find most specialists want at least a years experience of an impreza and your age may also be an issue
Old 01 April 2013, 01:44 PM
  #6  
kevstar81
Scooby Regular
 
kevstar81's Avatar
 
Join Date: Feb 2013
Location: birmingham, uk
Posts: 84
Likes: 0
Received 0 Likes on 0 Posts
Default

what i did when i was about 21 was look through a max power mag and phone them all up. or subaru mag.
there are loads of companies out there. but which one is best for you is down to you to find.
i was with a company called premium choice insurance. they was not to bad.
Old 01 April 2013, 02:18 PM
  #7  
ScoobyForLife27
Scooby Regular
iTrader: (14)
 
ScoobyForLife27's Avatar
 
Join Date: Nov 2010
Location: Bedford
Posts: 1,944
Likes: 0
Received 0 Likes on 0 Posts
Default

Nowell&Richards don't insure modified or import cars.


Trending Topics

Old 01 April 2013, 02:31 PM
  #8  
veerinder9
Scooby Regular
iTrader: (1)
 
veerinder9's Avatar
 
Join Date: Jul 2012
Location: wolverhampton
Posts: 1,743
Likes: 0
Received 0 Likes on 0 Posts
Default

Im in the same boat mate, but as ive owned my scooby almost a year hopefully il get a decent quote
Old 01 April 2013, 02:34 PM
  #9  
ScoobyForLife27
Scooby Regular
iTrader: (14)
 
ScoobyForLife27's Avatar
 
Join Date: Nov 2010
Location: Bedford
Posts: 1,944
Likes: 0
Received 0 Likes on 0 Posts
Default

Graham Sykes was the cheapest. Some of other companies I've tried don't want to insure the car with roll cage fitted.
Green light quoted me over £2000 !!!
Old 01 April 2013, 02:41 PM
  #10  
ScoobyForLife27
Scooby Regular
iTrader: (14)
 
ScoobyForLife27's Avatar
 
Join Date: Nov 2010
Location: Bedford
Posts: 1,944
Likes: 0
Received 0 Likes on 0 Posts
Default

Thing is that I've had 4 years no claims but I had a little incident on the road last year and have lost 2 years at the end. Lost control on the car and hit a tree which caused my passenger some minor back and neck injury. He made a claim...

After that I decided to STOP doing "boy racing" on public roads and use the car on the track instead.
Old 01 April 2013, 02:48 PM
  #11  
Nic k
Scooby Regular
 
Nic k's Avatar
 
Join Date: Jan 2013
Location: Fareham
Posts: 116
Likes: 0
Received 0 Likes on 0 Posts
Default

Originally Posted by ScoobyForLife27
Nowell&Richards don't insure modified or import cars.

That's weired as I've been with them for 3 years and have just renewed my insurance with them last month
Old 01 April 2013, 02:49 PM
  #12  
ScoobyForLife27
Scooby Regular
iTrader: (14)
 
ScoobyForLife27's Avatar
 
Join Date: Nov 2010
Location: Bedford
Posts: 1,944
Likes: 0
Received 0 Likes on 0 Posts
Default

Till last week (renewal time) I was with Churchill. Last year I paid over £900 fully comp without declaring modifications at all. Renewal quote they've sent me (after claim was made) was £1800 !!!! Done another quotation online telling about roll cage only and got a quote of £1300
Graham Sykes was over £300 cheaper with all mods declared so I'm really happy with that :-)
Old 02 April 2013, 09:08 PM
  #13  
weirdo2013
Scooby Newbie
Thread Starter
 
weirdo2013's Avatar
 
Join Date: Apr 2013
Location: Basingstoke
Posts: 6
Likes: 0
Received 0 Likes on 0 Posts
Default

thanks for all ur help guys i will deffo try all of the above and have heard so good stuff bout a plan hopfully il get a good deal like everyone else if not il bounce of one to another untill i find something sensible im willing too pay cheers again tom
Old 07 April 2013, 12:57 PM
  #14  
Arkynsei
Scooby Regular
 
Arkynsei's Avatar
 
Join Date: Apr 2011
Posts: 381
Likes: 0
Received 0 Likes on 0 Posts
Default

Was In the same boat as you, exactly the same in fact minus the conviction but also 22 in July . No specialists would touch me, A plan was a no.

Only mods are an exhaust. 2003 STi. Nobody wanted me except on the comparison sites where I found a quote from Admiral for a grand. Suitably chuffed.
Related Topics
Thread
Thread Starter
Forum
Replies
Last Post
scoobhunter722
ScoobyNet General
52
20 October 2015 04:32 PM
TurboAndy
Insurance
2
18 October 2015 08:01 PM
Iqy7861
Insurance
5
01 October 2015 07:57 PM
piehole1983
Insurance
1
26 September 2015 09:53 AM
shorty87
Other Marques
0
25 September 2015 08:52 PM



Quick Reply: I'm 21 and in need of Insurance help



All times are GMT +1. The time now is 09:47 PM.