nathanb

iTrader: (1)

I am furious! My wife just took out a new insurance policy on her 1.4 Pug 308. I had been added to the policy and for the two of us it was only £230. Here's the problem. I reminded her 1 day into the policy that almost 4 years ago I picked up 3 points and a £60 fine for using my phone whilst driving in a 30mph. Doing the right thing she called them up to tell them. Because of this information they want £124 extra to insure! That's crazy!

Now we either, pay £124 extra, pay a £50 admin fee to remove me off the policy or pay a fee for cancelling the policy in the cooling off period!

Is £124 ridiculous for a 4 year old offence?

Moley

iTrader: (9)

It certainly sounds excessive, but some insurers class CU8's as bad as drink driving.

nathanb

iTrader: (1)

Well I trust your opinion mate. I just thought £124 was extreme to say the least!

The annoying thing is I was sitting at a junction, not even moving! Is the code CU80 the same if you were in a 30,40 or even motorway?

Moley

iTrader: (9)

Yep, standard code.

£124 on such a small premium is a hell of a lot, possibly worth a call to a manager?

nathanb

iTrader: (1)

Thanks for the advice mate. She will call them in the morning for clarification but I have a feeling she'll bottle it when it comes to asking to speak to the manager.

nathanb

iTrader: (1)

Unbelievably this gets worse! It turns out they got the figures wrong yesterday. The cost to add my points to the policy is now £190!!!!! That's nearly doubling the price of the cover for 3 points nearly 4 years ago! They also want £81 to cancel the policy. That's the best option at present! Absolute daylight robbery! STAY AWAY FROM PERFORMANCE DIRECT!!