Got a fright this morning getting a final notice of renewal from Privilege saying that my policy runs out on the 30th March!!! I've been driving for 5 days with no insurance!

I phoned to ask why they didn't send a renewal quote out - the reply to which 'it must have got lost in the post' - anyway good news was that my quote is £50 less than last year!

£680 3 years no claims with no claims protection last year and now £630 (32 years old and living in Dunblane).

Just a bit surprised as I expected it to be up a lot this year based on other feedback I've been reading.

Richard.