Does anybody know of any insurance companies that can insure me on my Subaru STI i insured it last year with one years no claims and one theft claim declared where my car had its alloys stolen and caused 2k of damage to it in the process from my mondeo st tdci. so with the 1 years no claims and a theft claim my insurance on my scooby was 1300.00 fully comp,. but its up for renewal and this year i have had bad luck where it had an attempted theft where it was vandalised as a result where they couldnt steal it,. as its a rare v - limited 2003 sti. which had damage of over 4k which meant i lost my 1 year no claims bonus this was in june and now last week i hit black ice and my car was a potential write off from hitting a lamp post,. causing extensive damage which is currently in the assessment stages of around 5k,.
my insurance was up for renewal on 1st march and groupama who i am with through A-plan cannot reinsure me due to my history,. 2 of which were because of thieving scum bags causing around 7k of damage and one which just happened where the roads had not been gritted,. i dont want to have to store it away for a year whilst i build a NoClaims bonus,. any advice will be grateful even if i have to pay through the nose i have to be driving my pride and joy

 

Bl!ody hell is your surname lucky! There are some proper t@ssers around. Try keith michaels PLC mate I only have 1 year NCB got a cracking deal.

Best regards
Neil 06 2.5 WRX PPP

 

i hate to say this to you rick that car has given you so much hassle id sell it anyway as for insurance keith michaels wont touch us peeps around manchester postcodes you will be lucky to get a resonable insurance quote now cos off your history proberly be 3 grand go and buy a rs turbo mk3 get it on classic insurance back to the old days rick

 

I think your going to really struggle mate. As said, its also going to cost more than your cars worth to insure it. Time to put it away/sell it and build up some NCB. I know thats not what you want to hear, but its your best bet.

 

I will try ringing keith michaels tomorrow already thought of them but was told they dont touch people from manchester is this true?
Tell me about it i would have loved to of got hold of the T@#sers who tried to steal it,. if the damage was not so severe i would not of bothered claiming off my insurance, so you can imagine the extent of the damage they caused,. they put the back window through then put both feet against each door and pulled at the door handle, ripping it out and denting both doors, bent my steering wheel, smashed the ignition barrel and let the handbrake off letting it smash into a concrete bollard smashing the front end.
I really need to find someone to insure it though, bought a couple of magasines with brokers in the back that i can try but Aplan are one of the best so not holding out much hope

 

We can quote for Manchester, but it won't be cheap.... especially with those claims.

 

ive not had any qoutes yet but why am i penalised for thieving scum bags that aint my fault, and black ice where the roads were not gritted,. worst comes to the worst i will put it away and spend a years wages on it,. definately not selling it Nick its rare and will hold its value and its my pride and joy.
ive been bitten by the subaru bug and theres no going back now lol if it means i have to pay a hefty premium so be it. i paid 14k for it and not about to leave it standing

 

i know there rare rick just think the car itself has given you big problems i personaly will never buy another one quicker cars out there for the same money you must love that scoob hope you have some luck mate you need it

 

I understand your frustration! I have something simular. I havent had a claim in 18 years of driving but because I had a company car 18 month ago for 7 years, I only count as 1 years no claims even with a letter from the company car insurance company. Not fair when you get a 21 y/o gets insurance a lot less than me at 36!

 

tell me about it Nick im even having a slow month at work and fed up of working in sales just generally having a poo start to 2010 but the glass is always half full with me lol i keep plodding on. i need a lucky mascot or something lol

 

How much are you paying then?

 

From memory, £730 ish lol

 

get a scooby doo might give you some luck i hate the job im doing at the moment but at least were working and getting taxed to death i think everybody generaly are fed up

 

Not many 21 year olds paying that

Still sounds a bit steep though (enless the postcode is a bit high)

 

CV10 if that helps

 

What insurance company do you work for Moley WRX pm me and i will send you my number so you can qoute me happy

 

keith michaels rick but youve got to ask for him you not living in heywood then rick

 

5k for that damage is a **** take

 

It was because it was at OMC ford in oldham and they couldnt get my car right after about 5 attempts as i am very picky,.

 

Not too bad at all

 

Its not fair that all the no claims i had before the company car are lost and all the years claim free with the company car dont count!

 

Agreed

Fortunately we have several companies who use common sense and work their rates on your driving history/experience rather than just NCB

 

Thats why I used you guys lol

 

Will have to make sure it's nice and cheap at renewal!!!

 

Not many 25 year olds are paying that.

 

i've tried you before for a quote on my car and your right manchester is not popular for yourselves but at least your honest enough to say from the start

think rick's will be even worse he has a ol (oldham) postcode

 

Thought you might to know about this little Gem I uncovered this week when I bought my first Subaru, a 2003 WRX, I am 27 with 5 years ncb and went to Aviva (Norwich Union) using their own website no comparison rubbish. They quotes me fully comp for £404 with the 26 yr old missus on too.

I then rang some 'specialist' insurers from mag and also a sponsor on here ad no one could touch it, next closest was £585 then £910!!!!

Worth a shot guys I would suggest.

Ralph

 

Would also say that if you do get a runaround you keep hold of it when the Scoob goes back on the road so you can drive that through winter instead of yours.

Also look at renting a lock up to keep the car out of sight.

5t.