Chris Knott Again - top service.
04 March 2002, 11:28 AM
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Well, after getting my renewal of 850ish quid from Flux, I phoned around and no-one could beat it, not even Greenlight (they reckoned 900+ yeah right 
). Then phoned Chris Knott and got 777. Flux beat it to 745 and 400 excess, and then CK phoned back having got to 737 and 350 excess. I have to say I'm well impressed and a very nice chap on the end of the phone too 
All the usual stuff on the policy, uninsured loss, courtesy car, legal cover etc......
So some stats. Me 26, 7 years protected no claims, 1 non fault accident, parked on drive, cat1 alarm and navtrak proactive, RG postcode, driving since feb 94, MY99 Uk scoob with Eibachs, 17s, full stainless zorst, ITG, Clear indicators/repeaters and EBC discs and pads.
As I said above 737 and 350 excess
Give these guys a call they seem to be coming in generally very well on scoobs.
No connection blah blah blah......
Cheers
Neil
). Then phoned Chris Knott and got 777. Flux beat it to 745 and 400 excess, and then CK phoned back having got to 737 and 350 excess. I have to say I'm well impressed and a very nice chap on the end of the phone too All the usual stuff on the policy, uninsured loss, courtesy car, legal cover etc......
So some stats. Me 26, 7 years protected no claims, 1 non fault accident, parked on drive, cat1 alarm and navtrak proactive, RG postcode, driving since feb 94, MY99 Uk scoob with Eibachs, 17s, full stainless zorst, ITG, Clear indicators/repeaters and EBC discs and pads.
As I said above 737 and 350 excess
Give these guys a call they seem to be coming in generally very well on scoobs.
No connection blah blah blah......
Cheers
Neil
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05 March 2002, 09:10 AM
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OK so now I'm confused....when I rang Chris Knott the first questions she (Kim) asked me were
1) Is the car an import?
2) Is the car modded?
3) Are you under 30?
She then said that if any of these questions were answered 'yes' then they won't insure. Unless something has radically changed since three weeks ago this seems odd to me.
I'm not casting doubt on the validity of the original post however either Chris Knott are not using the same underwriters or something else has changed.
Does anyone know why this has happened? Anyone from Chris Knott use this forum?
Neil
Sussex
1) Is the car an import?
2) Is the car modded?
3) Are you under 30?
She then said that if any of these questions were answered 'yes' then they won't insure. Unless something has radically changed since three weeks ago this seems odd to me.
I'm not casting doubt on the validity of the original post however either Chris Knott are not using the same underwriters or something else has changed.
Does anyone know why this has happened? Anyone from Chris Knott use this forum?
Neil
Sussex
05 March 2002, 09:22 AM
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OK well I am 28 and was told I am allowed to have one mod as I asked what would be the situation if I wanted to put a ss bb on the car at a later stage. They told me the insurance company would allow 1 mod only, never mentioned anything about age, but definately no jap imports. Seems like could be dependant upon who you speak to on the phone. Perhaps we should all try and speak to the same person? Who did you folks speak to? I spoke to Paul, he was very helpful and polite, unlike a lot of other companies, who I won't name and shame, but who were bloody unprofessional and quite frankly rude! Also Chris Knott don't require a tracker which is a great benefit to those who don't particularly want one fitted to their car.
05 March 2002, 10:28 AM
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Guys,
Chris Knott do have a login on here - the guy I spoke to told me, not sure how often they check in.
I did the quote - they didn't ask re mods but I told them and he said it was fine. I then sent an email to them with all mods detailed and again, no problems whatsoever. I was told the only thing the underwriter didn't like was cars which were really lowered.
I think I spoke to one of the directors as he said he normally doesn't do quotes but they've been so busy with Impreza quotes etc it was all hands on deck.
I also asked about future modifications and again was told no problems whatsoever, they would entertain pretty much anything except what I've already mentioned.
Think we need to get some clarification re what is and isn't allowed......
Cheers
Neil.
Chris Knott do have a login on here - the guy I spoke to told me, not sure how often they check in.
I did the quote - they didn't ask re mods but I told them and he said it was fine. I then sent an email to them with all mods detailed and again, no problems whatsoever. I was told the only thing the underwriter didn't like was cars which were really lowered.
I think I spoke to one of the directors as he said he normally doesn't do quotes but they've been so busy with Impreza quotes etc it was all hands on deck.
I also asked about future modifications and again was told no problems whatsoever, they would entertain pretty much anything except what I've already mentioned.
Think we need to get some clarification re what is and isn't allowed......
Cheers
Neil.
05 March 2002, 10:45 AM
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Maybe a case of not wanting to encourage mods, but if you already have them then not a lot they can do except turn your business down or take it as it is! I thought it was a bit strange, but at the same time very refreshing, that after being told no mods and I asked well what about ss bb they said they will check and then said yeah one mod only, that will be fine but no more. I would love to be able to mod the car some more when money permits but only if I can stay with Chris Knotts as premium is amazing compared to anywhere else. I agree though, really do need tohave clrification as its a bit unfair on some people being refused when others are being allowed. Perhaps its post code related etc etc?
05 March 2002, 12:23 PM
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Indeed - I'm sure it probably comes down to a lot of other factors like claims history, postcode etc too but would be good to know for sure......
05 March 2002, 04:50 PM
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Sorry about the delay - too busy reading the posts to reply to them. 
However, here we go:
Firstly, thanx for all the support over the last couple of weeks. On the things we are good at, we are very good and on the things we are not good at, we are poor.
Therefore, to benefit the majority of members, we can only insure drivers over 25 and, at the moment at least, we can't do Jap Imports (this is currently being looked at). UK Spec Imports are OK though.
Modifications - cosmetic mods = OK. Alloys, exhausts + air filters = OK. Lowered suspension = NOT OK.
We have had a tremendous success rate (witnessed here on the forum) and we know we won't be the best on every single case but we will try our hardest.
Thanx again for your support.
Chris Knott Insurance
However, here we go:
Firstly, thanx for all the support over the last couple of weeks. On the things we are good at, we are very good and on the things we are not good at, we are poor.
Therefore, to benefit the majority of members, we can only insure drivers over 25 and, at the moment at least, we can't do Jap Imports (this is currently being looked at). UK Spec Imports are OK though.
Modifications - cosmetic mods = OK. Alloys, exhausts + air filters = OK. Lowered suspension = NOT OK.
We have had a tremendous success rate (witnessed here on the forum) and we know we won't be the best on every single case but we will try our hardest.
Thanx again for your support.
Chris Knott Insurance
05 March 2002, 06:44 PM
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Harley thanks for that, thats great news as I was told only 1 mod was allowed. I wanted to do alloys and high boot spoiler at some stage so will ask when the time comes to it. One mod not mentioned is ecu's? Do you allow these to be changed or are these a 'big no no'????
Bob
Bob
13 March 2002, 10:05 PM
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I am looking to renew at the moment. The problem I can see with Chris Knott is that when i rang for a quote they are only open from 9am to 5pm, Monday to Friday, How much more is it worth to have a company open 24/7?
20 March 2002, 10:10 AM
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Further to Victoria's comment about working 24/7, it seems to me a sad indictment on our society that we want everything NOW, this minute, no matter what time of day or night.
Who would want to work at 9pm on a Friday or Saturday night on a clerical basis? OK, some vocations insist on working different hours but doing insurance quotations!
Who would want to work at 9pm on a Friday or Saturday night on a clerical basis? OK, some vocations insist on working different hours but doing insurance quotations!
21 March 2002, 04:53 PM
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CK have just quoted me £820 inc NCD protection, legal cover etc... £110 cheaper than my renewal from Direct Line.
35yrs, full NCD, 1 fault claim (whilst protected).
WRX 01 Wagon, PPP, 18" OZ, Morettes.
Garaged, Trackstar.
Guess I'll take it
Gareth
35yrs, full NCD, 1 fault claim (whilst protected).
WRX 01 Wagon, PPP, 18" OZ, Morettes.
Garaged, Trackstar.
Guess I'll take it
Gareth
22 March 2002, 07:41 PM
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PNE:
I think you have missed my point somewhat. I work from 9 to 5 Monday to friday and am not able to make pesonal phone calls. To me a company that is not open when I am at home with access to a phone isn't much use really, is it?
I do believe that staff of insurance companies get paid for their time, and perhaps some of them want to work those hours? As a customer having to part with a lot of my hard earned, I expect a certain level of service.
I hope this clarifies my message
Victoria.
I think you have missed my point somewhat. I work from 9 to 5 Monday to friday and am not able to make pesonal phone calls. To me a company that is not open when I am at home with access to a phone isn't much use really, is it?
I do believe that staff of insurance companies get paid for their time, and perhaps some of them want to work those hours? As a customer having to part with a lot of my hard earned, I expect a certain level of service.
I hope this clarifies my message
Victoria.
23 March 2002, 12:59 AM
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I think you must get 1 hours lunch break in which u can use a pay phone or a mobile phone (after all it is an 0800 no!!!)! If u want 24/7 then u better be prepared to pay the extra costs of running such a service in your premium. I would try the big companies and see how competitive they are, someone has to pay the staff's wages, and I'll give you one guess as to who that is
I think you must get 1 hours lunch break in which u can use a pay phone or a mobile phone (after all it is an 0800 no!!!)! If u want 24/7 then u better be prepared to pay the extra costs of running such a service in your premium. I would try the big companies and see how competitive they are, someone has to pay the staff's wages, and I'll give you one guess as to who that is
23 March 2002, 02:01 AM
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Gareth,
im in the same boat as you, 1 claim (50/50) full ncd, with direct line, MY00 with PPP and downpipe, but i doubt that CK will touch me cos im a high risk area
so direct line will do for me also have uprated brakes and alloys... these will count against me for sure even Scholfields couldnt compete..
Tony
im in the same boat as you, 1 claim (50/50) full ncd, with direct line, MY00 with PPP and downpipe, but i doubt that CK will touch me cos im a high risk area
so direct line will do for me also have uprated brakes and alloys... these will count against me for sure even Scholfields couldnt compete.. Tony
03 April 2002, 03:54 PM
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Seem fine to me They said the insurers are fine with pretty much all mods just don't entertain slammed cars..........
Give em a try
[Edited by ScoobyJawa - 3/4/2002 4:57:19 PM]
They said the insurers are fine with pretty much all mods just don't entertain slammed cars.......... Give em a try [Edited by ScoobyJawa - 3/4/2002 4:57:19 PM]
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