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not what i was expecting.....

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Old 06 October 2007, 09:11 AM
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chocolate_o_brian
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Default not what i was expecting.....

current policy with ecar runs out in december, and im fully paid up with monthly instalments so thought id visit the site to get an idea of a renewal price.

bare in mind, two claims have been made. one was a non fault, which all costs have been recovered. second was a my fault, but no costs recovered from their insurers.

all mods declared, suspension, decat, thats about it.

£3852

if thats what comes through my post in the next couple of months, they can suck my big floppy donkey di**

surely someone could give me a quote around what im paying now.

also, as the insurance is payed up, can i start hunting around now, or do i have to wait until the end of the policy?
Old 06 October 2007, 09:39 AM
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Get shopping around mate, it's not too much of a problem.

Different companies will only honour their price for a short period after the quote, some are 30 days, some a 90 days, so worth checking.

I got my best quotes of admiral and A-plan for my last renewal, and A-plan have some flex to beat other quotes which is why I am with them.
Old 06 October 2007, 04:33 PM
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Originally Posted by JonMc
Get shopping around mate, it's not too much of a problem.

Different companies will only honour their price for a short period after the quote, some are 30 days, some a 90 days, so worth checking.

I got my best quotes of admiral and A-plan for my last renewal, and A-plan have some flex to beat other quotes which is why I am with them.
aye, was just shocked by a 200+% renewal increase
Old 06 October 2007, 04:42 PM
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Have you tried Gary Moulson?
Old 06 October 2007, 04:50 PM
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Originally Posted by Bug Eyed Peas
Have you tried Gary Moulson?
noope, as said, ive never had insurance long enough for renewal time, and i dunno when its acceptable to start the new policy re. the old one finishing.

whats usually the deal ant? youve obviously been driving longer than me
Old 06 October 2007, 05:04 PM
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What are you trying to say Choccy?
Old 06 October 2007, 05:06 PM
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Originally Posted by Bug Eyed Peas
What are you trying to say Choccy?

when i met you, you had a pretty wife and a kiddly. unless your a chav, not many 23 year olds have this, and an sti too it all adds up ant, stop denying it
Old 06 October 2007, 05:11 PM
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I think you can cancel your policy at anytime, but they may only reimburse you a percentage of your premium. I`m sure someone will clarify.

I usually start phoning round about a month before for quotes. it gives you a general idea on what you maybe paying.
But one call to Gary Moulson, saved me quite a lot on my last insurance.
Give him a bell. He knows his Scoobs. Unlike some other numpties I have spoken to on the phone.

Ant
Old 06 October 2007, 05:12 PM
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Originally Posted by chocolate_o_brian
when i met you, you had a pretty wife and a kiddly. unless your a chav, not many 23 year olds have this, and an sti too it all adds up ant, stop denying it
Cheques in the post
Old 06 October 2007, 05:17 PM
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Originally Posted by Bug Eyed Peas
I think you can cancel your policy at anytime, but they may only reimburse you a percentage of your premium. I`m sure someone will clarify.

I usually start phoning round about a month before for quotes. it gives you a general idea on what you maybe paying.
But one call to Gary Moulson, saved me quite a lot on my last insurance.
Give him a bell. He knows his Scoobs. Unlike some other numpties I have spoken to on the phone.

Ant
That's spot on mate, and it's worth banging your details into moneysupermarket.com or on of those sites just to get a feel for what to expect realistically, £4k is way over the top and it's probably just the company's way of saying we don't want your business as we don't like the risk anymore.

Gary is good although he couldn't touch A-plan's quote this year. Was the best quote I had last year though.
Old 06 October 2007, 05:34 PM
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Also worth considering that Gary's usually very busy seeing as everyone with a Scoob wants to get hold of him, so the sooner you try the more likely you'll get a quote before your old policy runs out
He can be difficult to get hold of but is usually worth it when you do. As previously mentioned A-Plan is usually worth a call too.
Old 16 October 2007, 11:12 AM
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try Car Insurance Businesses and Services. Information and Reviews from Ecarinsurance.com they quoted me 1400 fully comp at 21 with 3 years no claims best i have found so far
Old 16 October 2007, 05:07 PM
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Originally Posted by Big_Dan531
try Car Insurance Businesses and Services. Information and Reviews from Ecarinsurance.com they quoted me 1400 fully comp at 21 with 3 years no claims best i have found so far
right, i dont mean to be rude, but please read the first post thoroughly, and you will see my problem

*hint* - the ecar bit....
Old 14 November 2007, 05:41 PM
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free bump for me

*****guess what*****

sent off a cheque for £130 to cover silly bitchs car costs.

got a my renewal through today from them....

you will not believe this.....


really...

you wont...



£1254.10



that'ell do me. 23 yrs old, 1 year ncb my99 uk turbo. yep thats good enough for me. even gary moulson couldnt get it under £2300, but said maybe nect year into three figures

money saved is going straight onto my gearbox rebuild.

andy is a happy bunny... lets the mods roll
Old 14 November 2007, 06:00 PM
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Glad you got it sorted Andy

Nows the time for that remap And spare change for another few bits too
Old 14 November 2007, 06:28 PM
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Originally Posted by Bug Eyed Peas
Glad you got it sorted Andy

Nows the time for that remap And spare change for another few bits too

well before on my current premuim, i payed a £385 deposit with 8 payments of about £185, which included the apr bollocks for monthly installments.

so with a premuim of £1250ish, i assume a deposit of £300ish and montly payments of about £120-130 is about right.

extra money saved means no more silly credit card expenditure, and il save for things instead old fashioned way.
Old 14 November 2007, 06:39 PM
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Hi mate

Really glad you got it sorted, now get saving for that re-map and i'll look after you next year!!!!
Old 15 November 2007, 06:30 AM
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Originally Posted by Moley_WRX
Hi mate

Really glad you got it sorted, now get saving for that re-map and i'll look after you next year!!!!
aye, three figures maybe

il try stay outa trouble until next december. gonna give ecar a ring on friday sort out the renewal etc
Old 15 November 2007, 07:37 PM
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Originally Posted by Bug Eyed Peas
What are you trying to say Choccy?
your old !!!!!!!!

Old 16 November 2007, 01:27 PM
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just checked over details etc on the net with my policy. £249 deposit and 9 months @ £135. obviously pay and extra £££ for monthly instalments, but havent the expendable cash for one lump sum.

basically before it was £400 deposit and 9 months @ £185-6

£50 a month is good for me and a smaller deposit too.

boobies




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