Been shopping around for my renewal all over, filling the same time consuming online application forms and repeating details over and over on the phone and A-Plan came out top by a long way. Only owned my Rb5 (subtle mods) for a year and for me (29) and my girlfriend (25), £525 comprehensive with protected no claims and a £200 exess!!. Not even the Moulsen could beat it and actually suggested that i go for it. Cheers to A-Plan