I've just been on the phone to my friendly insurance company, asking about
how much the premium will go up by if I put on an ITG panel filter and
something along the lines of a ScoobySport BB.....

They replied, "If the performance gains are about 5 bhp, then now charge."
(On go the clear sidelights and repeaters then!!!). Anything above the 5bhp,
I'm looking at roughly a 20% increase in premium.....D'Oh!

Now, my devious (desperate) mind is in overdrive. I want to upgrade the
performance, but not at the expense of an extra £160odd quid just on the
premium. I'd presume that the ins. company are basing the bhp on as factory
figures. What if my car isn't generating factory bhp? Can I use the mods to
increase the bhp up to factory figures?

Would the insurance company see this as fraud? If so, then of course, I
won't bother.

I'm probably clutching at straws, but better to ask than not......

CHeers

Dan

 

Oh well if its going to go up 20% then you may as well just do the lot!!! exaust, filter, chip
Who is your friendly insurance company anyway???

Tony

 

AXA - thru Catterals.....

in Wife's name (27) 5yrs NCB +
me (27) 30%NCB 2x sp30s... (6pts) - named driver.

£850 with a £350xs.....

Living in a high risk area...

Dam