Track day cover
10 May 2000, 06:31 AM
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Spoke to my insurance company( Axa ) yesterday regarding track day cover and they just laughed in my face! They will not entertain the idea at all, i can not even pay them extra for a days cover.
They suggested i phoned the track who was holding the track day and asked them to insure me.
Is this right?
Do tracks have insurance policies for you to use?
How much would this cost?
Would love to go on at Donnington, but wouldnt antertain without insurance.
Help needed!
Paul
They suggested i phoned the track who was holding the track day and asked them to insure me.
Is this right?
Do tracks have insurance policies for you to use?
How much would this cost?
Would love to go on at Donnington, but wouldnt antertain without insurance.
Help needed!
Paul
10 May 2000, 08:51 AM
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Paul
Egger Lawson - 0115 941 5255
Ask for Nik Kershaw - Special rates for SIDC/LTR track days.
Roughly £55 1 driver, 1 car & £6000 cover & £135 & £15,000 cover with £750 xs (or variations of)
Egger Lawson - 0115 941 5255
Ask for Nik Kershaw - Special rates for SIDC/LTR track days.
Roughly £55 1 driver, 1 car & £6000 cover & £135 & £15,000 cover with £750 xs (or variations of)
11 May 2000, 09:45 AM
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Track day cover is a weird one. I'm with Admiral and I called to enquire about track day cover.
First girl I spoke to said I had to get a specific itinerary from track day organiser and submit it for their underwriters to peruse, after which they would give me a quote. I thought that was a little odd so I read through the certificate and rang back:
Second lady I spoke to was much more aware of the situation, she said the certificate states specifically that we couldn't take part in time trials, pacemaking or competition of any sort, but didn't exclude refining driving skills off road - ie on a track, so full cover provided.
I would suggest just reading your certificate and accompanying docs carefully, and if no specific mention of track days not being covered is made then call insurance company to check - if they say no-go, ask them to point out specifically where in the insurance it states this, if they can't then they don't have a case. Been a few recent cases in the motorbiking world where guys have made successful claims using this approach. However in future I'd expect to see more policies specifically exclude track days.
Cheers,
Charles
First girl I spoke to said I had to get a specific itinerary from track day organiser and submit it for their underwriters to peruse, after which they would give me a quote. I thought that was a little odd so I read through the certificate and rang back:
Second lady I spoke to was much more aware of the situation, she said the certificate states specifically that we couldn't take part in time trials, pacemaking or competition of any sort, but didn't exclude refining driving skills off road - ie on a track, so full cover provided.
I would suggest just reading your certificate and accompanying docs carefully, and if no specific mention of track days not being covered is made then call insurance company to check - if they say no-go, ask them to point out specifically where in the insurance it states this, if they can't then they don't have a case. Been a few recent cases in the motorbiking world where guys have made successful claims using this approach. However in future I'd expect to see more policies specifically exclude track days.
Cheers,
Charles
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