What are the requirements for cars to be 'classic' in insurance terms?

thanks in advance.

 

Depending on the company will depend on how young they will insure
the vehicle at, most companies are twenty years old and on, but there are a handful that do consider younger than that a 'classic'.
Speak to a broker, they will have a wide choice of policies to suit
your needs.

simb

 

I've heard of certain types of cars are insured under classic insurance (cars as young as 7/8 years IIRC).

Might be related to reduced mileage motoring.

 

I've not heard of cars less than 10 years old qualifying for classic insurance. Policies will restrict you to a pretty low annual mileage. Not every oldish car qualifies - I know someone who tried to get classic insurance on an Escort Turbo but was told it was on the list of "no, not now, not ever" cars!

 

ive got classic insurance on an opel manta, cost me £211 for 1k a year, only £500 value, was going to get a 205 gti but they will only do the 1600
mark

 

The only car i know of that is classed as a classic which is less than 10 years old is my mates mazda mx5 he's had two of them and insured them both as classics (one an m reg , one an n reg) both imports as well , about £300 fully comp

 

'Most' Classic policies only cover 'British' cars more than 10 years old. If you have a Merc this will probably need to be 20 years old. Jap cars are rarely covered.

Examples
1991 Land Rover 90 SWB 2.5TDi £112.00 p.a. Fully Comp
1970 MGB Roadster 1.8 £92.00 p.a. Fully Comp

Mileage limited to 5K p.a.

Also remember Classic policies do not accrue NCB.

TONY