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Old Jan 21, 2015 | 11:05 AM
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Default Rip off insurance

I am in London and not put insurance on the Scooby in 3 or 4 years and as she is geting near being done started looking and what a rip off from 1500 to 5000 for a 95 Sti may just have to sale for parts as not paying that no way


6 years nc

35 years old
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Old Jan 21, 2015 | 11:21 AM
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Originally Posted by scoobyman2007
I am in London and not put insurance on the Scooby in 3 or 4 years and as she is geting near being done started looking and what a rip off from 1500 to 5000 for a 95 Sti may just have to sale for parts as not paying that no way


6 years nc

35 years old
Huh thats odd, Have you tried classic car insurance? which insurer was it with?

In prespective my 2002 wrx bug wagon worked out about 429 a year quid with breakdown and legal and curtesey car. but the car is not modded
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Old Jan 21, 2015 | 11:26 AM
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I no me and the Scooby are geting on I have tryd lots mate same keep coming up at the price not to happy

I am in sw18 London
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Old Jan 21, 2015 | 11:27 AM
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Originally Posted by Filski
Huh thats odd, Have you tried classic car insurance? which insurer was it with?

In prespective my 2002 wrx bug wagon worked out about 429 a year quid with breakdown and legal and curtesey car. but the car is not modded
I did not think classic insurance for a Scooby mate
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Old Jan 21, 2015 | 11:34 AM
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Originally Posted by scoobyman2007
I did not think classic insurance for a Scooby mate
With your age and ncb bonus I reckon it must be London that bumps up the premium, I live in a village where nothing happens with average population age of 60 lol

Worth seeing if adding your wife or even your father onto the policy will bring it down, I added my other half and she is younger and has no ncb or anything and it brought my insurance down.

As for classic car insurance if you drive your scooby as a second car and occasionally on weekends you could prob come to an agreed mileage say 5-7k miles a year but speak to insurance about it as some are different
and here is by definition classic car pulled it of money supermarket

"For tax purposes, if you drive a car that is more than 20 years old and worth more than £15,000, this is classified as a “classic” by HM Revenue & Customs. However, given the lack of a fixed definition, it's always worth talking to the insurer before signing up to any deal"

thus yours is 1995 +20 = 2015 perfect year I say

Last edited by Filski; Jan 21, 2015 at 11:38 AM. Reason: I cannot spell
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Old Jan 21, 2015 | 11:39 AM
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Nice will have a look in to it mate thanks
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Old Jan 21, 2015 | 11:50 AM
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If I'm right, classic insurance also means the car needs to be garaged when not in use. I don't know if its changed but that's what I was told a few years back.
Try Chris Knott if you haven't done so already. there normally pretty good but not sure if any would be good for you in London
I pay £305 on my 1995 WRX with C Knott but I'm not in a city but a large town.
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Old Jan 21, 2015 | 12:02 PM
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Try Keith Micheals, I'm in London, same age, 2 more ncb with wife on policy, Hawkeye £660 with all mods declared.
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Old Jan 21, 2015 | 12:26 PM
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Try Classic Line

32 years old, £180 a year, 8k miles allowance, breakdown cover, mods declared, parked on drive and zero years no claims as i used it up on my other car.

Cheers,
Melly
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Old Jan 21, 2015 | 01:20 PM
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Originally Posted by Melly
Try Classic Line

32 years old, £180 a year, 8k miles allowance, breakdown cover, mods declared, parked on drive and zero years no claims as i used it up on my other car.

Cheers,
Melly
I will be trying them thanks
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Old Jan 21, 2015 | 02:35 PM
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Originally Posted by Melly
Try Classic Line

32 years old, £180 a year, 8k miles allowance, breakdown cover, mods declared, parked on drive and zero years no claims as i used it up on my other car.

Cheers,
Melly
Hi what year is your car with hem thanks
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Old Jan 21, 2015 | 03:53 PM
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My renewal has just come down £100 on last year...which is nice, cheers Moley
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Old Jan 21, 2015 | 04:47 PM
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Kieth Michaels buddy.

I live in SE, and i was only paying £700 on a JDM STI Blob, with relitively the same stats as you
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Old Jan 21, 2015 | 08:12 PM
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Originally Posted by scoobyman2007
Hi what year is your car with hem thanks
1995

Cheers,
Melly
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Old Jan 21, 2015 | 08:37 PM
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Hi,
Please feel free to give us a try for insurance if you like. If you wanted to PM me some contact details I'd be happy to arrange for one of my quotes team to give you a call back.
Regards,
Dan.
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Old Jan 21, 2015 | 08:41 PM
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Originally Posted by Melly
Try Classic Line

32 years old, £180 a year, 8k miles allowance, breakdown cover, mods declared, parked on drive and zero years no claims as i used it up on my other car.

Cheers,
Melly
Originally Posted by Melly
1995

Cheers,
Melly
Proof? I find that very hard to believe at your age, although Tayside is the middle of nowhere according to Wiki.
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Old Jan 21, 2015 | 08:43 PM
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Originally Posted by DAN@ADRIAN FLUX
Hi,
Please feel free to give us a try for insurance if you like. If you wanted to PM me some contact details I'd be happy to arrange for one of my quotes team to give you a call back.
Regards,
Dan.
Are you going to supply the OP lube, or going in dry?
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Old Jan 21, 2015 | 09:30 PM
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Originally Posted by mickywrx
Are you going to supply the OP lube, or going in dry?
Agree, Adrian Flux attempted to butt rape me all the way to the bank.

Its a shame, in the old days they where the best
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Old Jan 21, 2015 | 09:34 PM
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I pay £230 a year with Privilage. 05 WRX, 6k a year, parked on drive, 32 years old, 11 years no claims. ME11 post code. Yes, that's the Isle of Sheppey!
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Old Jan 21, 2015 | 09:41 PM
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I only pay £150 a year for my my00 classic turbo
Garaged
Low mileage
Good postcode
Me amd misses
Max discount and NBC


There is only one god of the insurance world

Gary Molson
Nothing else matters
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Old Jan 21, 2015 | 09:43 PM
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I pay £480 comprehensive for my 97 UK Turbo, parked in cul-de-sac during, in Belfast. We get hit hard too because of joyriding scum.
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Old Jan 22, 2015 | 11:16 AM
  #22  
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As mentioned, but to reiterate, shop around and dont rely on comparison websites. Contact the insurers that are listed here.
Offer low mileage (reduces risk),
Put a Named Driver on (shares risk),
Take a voluntary higher excess (shows you are prepared to share risk with the insurer),
Make sure your security systems are Thatcham Cat 1, plus maybe a tracker, if you don't have one already,
Keep in storage/garage overnight (reduces risk),
Don't drive to work (rush hour driving is high risk),
Don't smoke (again reduces risk),

There is a theme, in case you haven't spotted it - reduce any sort of risk

Good hunting for a good policy and premium and see you on the road
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Old Jan 22, 2015 | 04:48 PM
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Originally Posted by Lunchmoney
As mentioned, but to reiterate, shop around and dont rely on comparison websites. Contact the insurers that are listed here.
Offer low mileage (reduces risk),
Put a Named Driver on (shares risk),
Take a voluntary higher excess (shows you are prepared to share risk with the insurer),
Make sure your security systems are Thatcham Cat 1, plus maybe a tracker, if you don't have one already,
Keep in storage/garage overnight (reduces risk),
Don't drive to work (rush hour driving is high risk),
Don't smoke (again reduces risk),

There is a theme, in case you haven't spotted it - reduce any sort of risk

Good hunting for a good policy and premium and see you on the road

It's a yes to the lot mate
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Old Jan 22, 2015 | 05:12 PM
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Keith Micheals and ask for Gary Moleson.

End of thread.
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Old Jan 22, 2015 | 07:26 PM
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Originally Posted by ditchmyster
Keith Micheals and ask for Gary Moleson.

End of thread.
Why end of thread?

He can't do the best deal for everyone and tbh the few quotes I got from him were always around £150+ more expensive

Always best to shop around. Never go with the first quote you get, even if its your renewal
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Old Jan 22, 2015 | 08:33 PM
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For the record it's Moulson, with a U
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Old Jan 22, 2015 | 08:34 PM
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Originally Posted by EOEUMC
Why end of thread?

He can't do the best deal for everyone and tbh the few quotes I got from him were always around £150+ more expensive

Always best to shop around. Never go with the first quote you get, even if its your renewal
I've spoken to people who've said the same thing that Gary wasn't the cheapest for them and people who he's done great quotes for including myself. IMHO a great guy to deal with over phone and very efficient.
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Old Jan 23, 2015 | 01:39 PM
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Originally Posted by EOEUMC
Why end of thread?

He can't do the best deal for everyone and tbh the few quotes I got from him were always around £150+ more expensive

Always best to shop around. Never go with the first quote you get, even if its your renewal
Agree with that. He is one of the best for modified Imprezas, but for standard, I think he was nearly double what I could get it for else where.

I used to insure with him and the 3 equal payments over 3 months with 0% helped a lot whe I was paying over a grand.

But at £230 fc for my wrx? Even he admitted a while back that he couldn't get close.

So, no, not end of thread, by any means.
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Old Jan 23, 2015 | 06:38 PM
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Originally Posted by scoobyman2007
I am in London and not put insurance on the Scooby in 3 or 4 years and as she is geting near being done started looking and what a rip off from 1500 to 5000 for a 95 Sti may just have to sale for parts as not paying that no way


6 years nc

35 years old

wow im 20 and 1 years no claims and i just bought a subaru forester xt with insurance of £950
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Old Jan 24, 2015 | 09:50 PM
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Originally Posted by Peter Pan
I've spoken to people who've said the same thing that Gary wasn't the cheapest for them and people who he's done great quotes for including myself. IMHO a great guy to deal with over phone and very efficient.
Also agree, spoke to Gary for a quote for my P1. He was either having a bad day, or he just wasn't intrested in insuring my mildly modified car. I previously asked him for another quote for another P1 some 8 months earlier totally different spec and he came back with the same price as previously quoted within seconds. So don't think Gary is be all and end all in the subaru insurance department. I went with Sky insurance, fantastic service and very enthusiastic about modified cars.
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