Rip off insurance
21 January 2015, 11:05 AM
#1
Rip off insurance
I am in London and not put insurance on the Scooby in 3 or 4 years and as she is geting near being done started looking and what a rip off from 1500 to 5000 for a 95 Sti may just have to sale for parts as not paying that no way
6 years nc
35 years old
6 years nc
35 years old
21 January 2015, 11:21 AM
#2
Scooby Regular
In prespective my 2002 wrx bug wagon worked out about 429 a year quid with breakdown and legal and curtesey car. but the car is not modded
21 January 2015, 11:34 AM
#5
Scooby Regular
With your age and ncb bonus I reckon it must be London that bumps up the premium, I live in a village where nothing happens with average population age of 60 lol
Worth seeing if adding your wife or even your father onto the policy will bring it down, I added my other half and she is younger and has no ncb or anything and it brought my insurance down.
As for classic car insurance if you drive your scooby as a second car and occasionally on weekends you could prob come to an agreed mileage say 5-7k miles a year but speak to insurance about it as some are different
and here is by definition classic car pulled it of money supermarket
"For tax purposes, if you drive a car that is more than 20 years old and worth more than £15,000, this is classified as a “classic” by HM Revenue & Customs. However, given the lack of a fixed definition, it's always worth talking to the insurer before signing up to any deal"
thus yours is 1995 +20 = 2015 perfect year I say
Worth seeing if adding your wife or even your father onto the policy will bring it down, I added my other half and she is younger and has no ncb or anything and it brought my insurance down.
As for classic car insurance if you drive your scooby as a second car and occasionally on weekends you could prob come to an agreed mileage say 5-7k miles a year but speak to insurance about it as some are different
and here is by definition classic car pulled it of money supermarket
"For tax purposes, if you drive a car that is more than 20 years old and worth more than £15,000, this is classified as a “classic” by HM Revenue & Customs. However, given the lack of a fixed definition, it's always worth talking to the insurer before signing up to any deal"
thus yours is 1995 +20 = 2015 perfect year I say
Last edited by Filski; 21 January 2015 at 11:38 AM. Reason: I cannot spell
21 January 2015, 11:50 AM
#7
If I'm right, classic insurance also means the car needs to be garaged when not in use. I don't know if its changed but that's what I was told a few years back.
Try Chris Knott if you haven't done so already. there normally pretty good but not sure if any would be good for you in London
I pay £305 on my 1995 WRX with C Knott but I'm not in a city but a large town.
Try Chris Knott if you haven't done so already. there normally pretty good but not sure if any would be good for you in London
I pay £305 on my 1995 WRX with C Knott but I'm not in a city but a large town.
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21 January 2015, 12:26 PM
#9
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Try Classic Line
32 years old, £180 a year, 8k miles allowance, breakdown cover, mods declared, parked on drive and zero years no claims as i used it up on my other car.
Cheers,
Melly
32 years old, £180 a year, 8k miles allowance, breakdown cover, mods declared, parked on drive and zero years no claims as i used it up on my other car.
Cheers,
Melly
21 January 2015, 08:37 PM
#15
Hi,
Please feel free to give us a try for insurance if you like. If you wanted to PM me some contact details I'd be happy to arrange for one of my quotes team to give you a call back.
Regards,
Dan.
Please feel free to give us a try for insurance if you like. If you wanted to PM me some contact details I'd be happy to arrange for one of my quotes team to give you a call back.
Regards,
Dan.
21 January 2015, 08:41 PM
#16
21 January 2015, 09:34 PM
#19
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I pay £230 a year with Privilage. 05 WRX, 6k a year, parked on drive, 32 years old, 11 years no claims. ME11 post code. Yes, that's the Isle of Sheppey! 
22 January 2015, 11:16 AM
#22
Scooby Regular
As mentioned, but to reiterate, shop around and dont rely on comparison websites. Contact the insurers that are listed here.
Offer low mileage (reduces risk),
Put a Named Driver on (shares risk),
Take a voluntary higher excess (shows you are prepared to share risk with the insurer),
Make sure your security systems are Thatcham Cat 1, plus maybe a tracker, if you don't have one already,
Keep in storage/garage overnight (reduces risk),
Don't drive to work (rush hour driving is high risk),
Don't smoke (again reduces risk),
There is a theme, in case you haven't spotted it - reduce any sort of risk
Good hunting for a good policy and premium and see you on the road
Offer low mileage (reduces risk),
Put a Named Driver on (shares risk),
Take a voluntary higher excess (shows you are prepared to share risk with the insurer),
Make sure your security systems are Thatcham Cat 1, plus maybe a tracker, if you don't have one already,
Keep in storage/garage overnight (reduces risk),
Don't drive to work (rush hour driving is high risk),
Don't smoke (again reduces risk),
There is a theme, in case you haven't spotted it - reduce any sort of risk
Good hunting for a good policy and premium and see you on the road
22 January 2015, 04:48 PM
#23
As mentioned, but to reiterate, shop around and dont rely on comparison websites. Contact the insurers that are listed here.
Offer low mileage (reduces risk),
Put a Named Driver on (shares risk),
Take a voluntary higher excess (shows you are prepared to share risk with the insurer),
Make sure your security systems are Thatcham Cat 1, plus maybe a tracker, if you don't have one already,
Keep in storage/garage overnight (reduces risk),
Don't drive to work (rush hour driving is high risk),
Don't smoke (again reduces risk),
There is a theme, in case you haven't spotted it - reduce any sort of risk
Good hunting for a good policy and premium and see you on the road
Offer low mileage (reduces risk),
Put a Named Driver on (shares risk),
Take a voluntary higher excess (shows you are prepared to share risk with the insurer),
Make sure your security systems are Thatcham Cat 1, plus maybe a tracker, if you don't have one already,
Keep in storage/garage overnight (reduces risk),
Don't drive to work (rush hour driving is high risk),
Don't smoke (again reduces risk),
There is a theme, in case you haven't spotted it - reduce any sort of risk
Good hunting for a good policy and premium and see you on the road
It's a yes to the lot mate
22 January 2015, 08:34 PM
#27
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I've spoken to people who've said the same thing that Gary wasn't the cheapest for them and people who he's done great quotes for including myself. IMHO a great guy to deal with over phone and very efficient.
23 January 2015, 01:39 PM
#28
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I used to insure with him and the 3 equal payments over 3 months with 0% helped a lot whe I was paying over a grand.
But at £230 fc for my wrx? Even he admitted a while back that he couldn't get close.
So, no, not end of thread, by any means.
23 January 2015, 06:38 PM
#29
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wow im 20 and 1 years no claims and i just bought a subaru forester xt with insurance of £950
24 January 2015, 09:50 PM
#30
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Also agree, spoke to Gary for a quote for my P1. He was either having a bad day, or he just wasn't intrested in insuring my mildly modified car. I previously asked him for another quote for another P1 some 8 months earlier totally different spec and he came back with the same price as previously quoted within seconds. So don't think Gary is be all and end all in the subaru insurance department. I went with Sky insurance, fantastic service and very enthusiastic about modified cars.