What EXACTLY is this?

Was loking to purchase a car in next few days, now have been told the car is a CAT-D repaired, and has starting issues (DMF) with car.

Its a 52 plate ST220, up for 4K.

I was warned off buying the car by another member on the site, and he publicly posted about the issues.

Seller not responded.......

 

Means the insurance company paid out on it. Its the mildest form of an insurance right off, and could literally have been for minor panel damage.

 

so it is ok to be on roads then?

Dont like the idea of starting issues, DMF will cost upwards of £1000 to sort out, new clutch etc.

What is it worth if insurance has paid out on it?

 

Yeah its fine, but worth checking over. Find out what the damage was. My missus car I bought as a cat D, only had to put a door and a wing on it. Saved about £800.
Dunno what DMF is.
Its not worth as much, so if you want the car, use it as a bargaining tool.

 

Usually head for 20% cheaper but as above can be minor damage. I have had a cat D that was simalar to above minor damage but does put PPL off when selling on.

 

DMF Duel Mass Flywheel

Mondeo's have a problem where the flywheel buckles, geting a bad juddering on clutch peddal, almost like a worn clutch.

Best to change all at same time, as flywheel alone costs upwards of £400 and can be a pain in the butt to change!

Just wondered if its still worth going for the car, and offering around £2500 - £3000 for it?

 

An explanation of the categories of write-off are listed below:

Category A A vehicle which should have been totally crushed, including all its spare parts. Category B A vehicle from which spare parts may be salvaged, but the bodyshell should have been crushed and the car should never return to the road. Category C An extensively damaged vehicle which the insurer has decided not to repair, but which could be repaired and returned to the road. Category D A damaged vehicle which the insurer has decided not to repair, but which could be repaired and returned to the road. Category F A vehicle damaged by fire, which the insurer has decided not to repair. Theft These vehicles have not been recovered and ownership rests with the insurer who made the total loss payment. They are able to repossess the car as soon as it is identified, even if it has been bought innocently.

Taken from here Should I buy a written-off vehicle?

 

I had a fiesta once that was cat c. Wasn't even aware of it until I went to trade it in. It had been repaired that well. I didn't even think of doing an hpi at the time I bought it as was only £900. When I came to trade it in they offered me £100. I sold it in the end privately for £600. I contacted the CAB to see if I had to state in the advert that I now knew that it was a previous write off. At the time they said I didn't, but if asked I had to be honest otherwise i could be prosocuted. This may have changed though - be surprised if it hasn't.

 

if yr selling private you dont have to tell them unless as you say they ask, but if yr a trader you do have to tell people its a cat d or c, im driving around in a cat d fiesta and as it was sold private i wasn't told and it wasn'nt until after i brought it i done a check, so when i come to sell it i still dont know cos if i never done the check i still wouldn't know now lol

 

*update on whats wrong with car*

the rear subframe bushes are totally shot,the front shock is making a nasty impact noise like it isnt seating right,the starter motor wheezes which makes me think it wont be very long before the whole lot needs doing.
buy it for 2.2k but then spend over double+ getting it put right and never being able to sell it on.



Posted from another person who wanted the car and done a AA check

Looks like this car is not worth much more than £1500

 

Thought you had an st220 ? What do you want another 1 for.

 

The MRS has got the silver one, i still want a blue one

 

so were is this st220 for sale? im looking for one for the wife if its cheap enough ill repair it