P1 Enthusiast

Reading the price promise on a Barclay Card it looks like you can buy something and upto 60 days later get a refund if its cheaper at another retailer.

Now if this works for computer parts you can buy something at release and then allow for the natural price drops to take effect and claim the difference back! Has anyone done this?

If that works thats an awesome way to blag new hardware right away rather than waiting for the price drop.

Ballistic

Are you sure it doesn't mean they will refund the difference, upto 60 days later, if you found the same item cheaper at the time of original purchase.

I agree, if it works the way you say it does, it's a great way to fund new technology, then once the price has dropped get some of your money back.

Has anyone here ever managed to get a refund with this scheme, and if so under what circumstances?

P1 Enthusiast

Yup, you get the difference refunded, this could be amazing for buying newly released products!

planky

Yep works well..I know it works cos my brother got 30 quid cashback when he found out he could of bought hes PS2 cheaper somewhere else.

Btw don't forget you pay quite alot monthly interest with a Barclay card but atleast they offer loads of benefits.

P1 Enthusiast

Not planning on paying any interest, can clean the amount off and then claim the difference!

MattN

I've claimed a couple of things back - you just need to get a quote on header paper etc. and provide your receipt.

Not sure about the high interest bit 5.9% fixed for life on balance transfers and purchase are 9.9%. Haven't found a cheaper one.

Also, they beat any car insurance quote. And you get free insurance on most products aswell.

Right, where's my commisiion mr. BC

planky

Are we talking about Barclay card or something else?..Interest is 17.9% purchase apr and 21.4% on cash apr and thats on my gold card,so where ever you've got them figures from PLEASE tell me cos i aint getting them

AndyC_772

iTrader: (2)

Yes, the price promise does work - I've used it several times, and not for small items either.

The best bit is that you can buy something from a High St store (where you obviously get to take it home the same day), then spend the time much later on to find out the cheapest you could have had it for on the net. When you find a better price, just print out the relevant page from the web site and send it off along with your receipt and c/c bill.

Andy.

P1 Enthusiast

Right definitely getting one just for funding new computer purchases etc!

Can you claim this price difference back on internet purchased products also? Anyone confirm?

AndyC_772

iTrader: (2)

Yes, internet purchases are covered. You just have to be sure that you're comparing exactly the same spec - sometimes tricky with computer products, where specs change as often as the prices. Just be sure that the receipt and proof of the lower price both state the same product name and you should be fine.

A.

rjs1000

all UK purchases are covered
maximum reclaim per item = £500
maximum reclaim per insurance period = £1000

used it once & got 500£ back...

akshay67

I have a Platinum Barclaycard - is this service free or do you have to pay a premium for it?

AndyC_772

iTrader: (2)

It's free.

ariel

Do make sure that it covers computers though. I thought that it did not!

SPelham

I have the Barclaycard Platinum and can confirm the Apr is 9.9% as I have just transfered all my balance to another one which has 0% until october

Now where's that Dabs catalogue !!

planky

BOOOO!!! not fair,ive had my card for 15yrs and ive NEVER had low APR but then again i don't use my card that much so perhaps they see me as a tight git