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This is pretty much the same as our mortgage. Only downside is that ours is interest only so I'm having to save into an ISA - I'm not very good at saving money. Our actual mortgage payment is lower than our monthly fuel bill (little 3 bed semi)
Mines luckily was a repayment, so I am over paying about £150 a month to keep the payments about the same as when I was paying the 5%. this means the mortgage will be paid off about 8 years early :-)
14 July 2011, 10:39 AM
