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Old Oct 4, 2010 | 04:53 PM
  #151  
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Originally Posted by EddScott
So like F1 Fan, you are effectively saying that only those people over a certain wage should be allowed to have children.

So I put the same question to you - what do you do with the children born under that wage limit?

I would just say that it wouldn't bother me if we personally didn't get child benefit and we are nowhere near 40K between us. My argument is that you can't just take it away altogether - some children would be at (more) serious risk than they are now.

AND another thing - if you take away child benefit are you also taking away childcare costs? If so, your wage limit for children in certain areas will mean only those in the higher rate bracket could even have children. 20% of the population.
You are not looking at the wider picture though. These subsidies have been taken from someone who presumably would have done something with the money and given it to someone else anyway. There could be a good case to argue that had this money been left with the person who made it, the family on lower income bringing up a child might have had more of their own income, rather than having the resources filter through the middleman of the state and then ending up in the same place in a smaller quantity.

So the argument you make (which does have some handy political shock value) regarding the assumption that only the wealthy could have children if this benefit was cut, probably doesn't carry a great deal of truth.
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Old Oct 4, 2010 | 04:54 PM
  #152  
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Originally Posted by neil1980
Good comment! also wot jobs is they out there for 40k plus a year id love to know.
All trade is dead.
My profits for last year was............

6k



Tax bill was nice though
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Old Oct 4, 2010 | 04:54 PM
  #153  
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Originally Posted by f1_fan
OK you want a serious answer. Child benefit in its current or revised form should not exist. A blanket payment made on behalf of every child until they are 16 is just not sensible.

The premise of society should be if you can't afford them you shouldn't have them, the creed if you like.

Obviously kids shouldn't suffer and therefore any parent falling on hard times or any child born into a situation where there is not enough money to support them should be propped up by a properly means tested benefit system, but this should be a bare minium to support the child and if the parents have to do without booze or **** etc. then so be it. They had the child therefore they have to make sacrifices.

If the benefit money they receive is not spent on the child then they have no right to bring up a child anyway and the kid should be put into care. Harsh but fair.
That is the idea of CB. Its a support to those that need it. The problem is how to control what it goes on - you just can't. And to say that if the parents can't support the child it should go into care is a little short-sighted. We end up with full to the brim orphanages?

Originally Posted by Paul Habgood
I would rather it paid to working families below 45k per annum income and to those who really need it to get by and not just another benefit to rely on

So let's say for arguments sake i am single have a few kids get 200.00 a month Child Benefit whilst claiming ESA living in a council house getting council tax relief getting Disability Living Allowance free car and helper as well and spend the CB money on **** and drugs then i am entitled to it still.

Those benefits soon add up to a decent equivalent income and there is not control on how or where it is spent.

It does seem to reward some people for having more kids and the whole system hardly encourages the parents into work
These are the exact people we all get fed up with - me included and there are members of my wifes family who live their life this way. How do control what these people do?

How do you stop them from pishing their lives away with drink and booze to such an extent they make themselves too ill to work. They pop out a couple of kids that have to have support or they are at serious risk of death.

Thes people and their belief that benefits and housing a right not a privilege boil my pi55 but I understand how hard it is for the government to do something about it.

Keep CB, make it based on household income, make the threshold 45K joint. Max award 45K - or lower because the clever people amongst us will use pension provision like I mentioned before and CB will end up being a pension contribution.
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Old Oct 4, 2010 | 04:57 PM
  #154  
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Originally Posted by neil1980
Good comment! also wot jobs is they out there for 40k plus a year id love to know.
All trade is dead.
On here, if you earn less than 100k a year, you're regarded as 'poor'!
The labour government knew that to support the pension system, they needed people that are able and willing work, paying into the system. Are we all agreed on that? Or do people think that we should scrap the pension system all together?

How can you have enough people paying tax if you don't encourage people to have families?
Some people seem to think that having kids is a 'nasty affair'. Yes, there are those who abuse the system, but you will get those sort of people whatever system you setup. Unless of corse people are happy to see kids on the street?
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Old Oct 4, 2010 | 04:58 PM
  #155  
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Originally Posted by StickyMicky
My profits for last year was............

6k



Tax bill was nice though
Profit? what's that then
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Old Oct 4, 2010 | 04:59 PM
  #156  
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Originally Posted by GlesgaKiss
So the argument you make (which does have some handy political shock value) regarding the assumption that only the wealthy could have children if this benefit was cut, probably doesn't carry a great deal of truth.
Of course it does!

The cost of living per year is X

The cost of a child per year is Y

Your annual wage is Z

If Z doesn't equal X+Y how are you expected to pay for a child without support?

Explain to me how childcare cost is supposed to be paid for?

I agree with the argument that if you can't afford them you shouldn't have them - the issue itself has affected our family more than you can imagine. What I don't agree with is that CB should be completely taken away.

Last edited by EddScott; Oct 4, 2010 at 05:02 PM. Reason: Poor maths :D
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Old Oct 4, 2010 | 05:02 PM
  #157  
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Originally Posted by neil1980
Good comment! also wot jobs is they out there for 40k plus a year id love to know.
All trade is dead.
there are loads of jobs out there at 40k+. problem is you need to be qualified to do them. a "trade" job will be hard to earn 40K unless you are working for yourself and even then times are lean at the minute.
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Old Oct 4, 2010 | 05:05 PM
  #158  
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Originally Posted by StickyMicky
My profits for last year was............

6k



Tax bill was nice though
If your self employed every 1 has 2 invoice books cash and another to wot you want to declare for the tax man.
Even then every trade is dying be it motor trade or building trade
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Old Oct 4, 2010 | 05:07 PM
  #159  
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Originally Posted by EddScott
Of course it does!

The cost of living per year is X

The cost of a child per year is Y

Your annual wage is Z

If X + Y doesn't add up to Z how are you expected to pay for a child without support?

Explain to me how childcare cost is supposed to be paid for?

I agree with the argument that if you can't afford them you shouldn't have them - the issue itself has affected our family more than you can imagine. What I don't agree with is that CB should be completely taken away.
Just read the rest of my reply for the explanation.
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Old Oct 4, 2010 | 05:34 PM
  #160  
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Originally Posted by GlesgaKiss
Just read the rest of my reply for the explanation.
Ah I see, however there may still be a requirement for government support.

When we moved in to our home we had nothing - literally with a baby on the way - we did it the irresponsible way although the wife missed out on a few months from being a "teenage mom" We had only my income of £11K and managed through sleight of hand to get a mortgage. I could have just given up work, moved into the ghetto and "lived" but I could no more live off the state than eat my own face.

We needed the support - no two ways about it. Even if we'd been allowed to keep all £11K we wouldn't have survived the first 18-24 months.

However, it wasn't all gimme gimme gimme. I've never really understood why we got clobbered as harshly as we did but my income doubled and wife went to work so we ended up on a joint £30K ish. For the next 4 or 5 years we never actually received any money from the state because we were paying it all back. One year I gave up applying because every year they said we owed them so I didn't complete the return - I got a demand for over a grand???

Never known other families to have given back what the received.

Last edited by EddScott; Oct 4, 2010 at 05:39 PM.
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Old Oct 4, 2010 | 06:05 PM
  #161  
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It will be even more fun when household benefits are capped at £500 a week!

I'd love to get that for a month, that sum of money would see me straight!
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Old Oct 4, 2010 | 06:07 PM
  #162  
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Originally Posted by Hysteria1983
It will be even more fun when household benefits are capped at £500 a week!

I'd love to get that for a month, that sum of money would see me straight!
Could not agree more it should equate to a max of the average pay £ (circa) £25,000.00 in the most extreme cases and to include housing and all other benefits. This is not for all but a max (ceiling) to go up to.
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Old Oct 4, 2010 | 06:36 PM
  #163  
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Originally Posted by Stu @ Internet Brands
I dont follow you there?
If you work hard and dont have kids you get nothing.
If you work hard and DO have kids, you get £1055.60 each for free.

Why? Shouldnt you only have children when you can afford to do so? The same as you only have SKY HD Multiroom if you can afford the extra per month? Why does having kids mean you are entitled to £1000+ per year of my tax money? Even if you dont even have a job, or maybe have never had a job?

+1

if I choose to have kids its because i will have worked out I can afford them or cut my cloth accordingly. As this would mean getting rid of the scoob then thats a no!
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Old Oct 4, 2010 | 06:46 PM
  #164  
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I must say I get pretty pissed off with the moaners on the radio saying they can't manage on £44k a year. Well they bloody well ought to. I live on a £4k pension from my old company and whatever I can scrape from working at home. Difficult to get a proper job as I have been poorly. My wife is pensionable age but the b'astards won't give her a pension because they say she didn't pay NI contribution 30 years ago and we can't prove otherwise. Not after sympathy, just a bit of reality.

dl
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Old Oct 4, 2010 | 07:03 PM
  #165  
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Originally Posted by StickyMicky
My profits for last year was............

6k



Tax bill was nice though
You are worse than the spoungers. Evading paying thousands of pounds of tax. The government should come down just as hard on tax evaders like you.
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Old Oct 4, 2010 | 07:09 PM
  #166  
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Originally Posted by davyboy
You are worse than the spoungers. Evading paying thousands of pounds of tax. The government should come down just as hard on tax evaders like you.
+1
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Old Oct 4, 2010 | 07:09 PM
  #167  
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I stand to loose just shy of 4K

I am right in the zone - single salary/income, supporting my wife and 5 children

but here is a thought, instead of wasting time and energy continually whinging about everything -- spend the energy improving your employment potential/earnings and make the shortfall up
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Old Oct 4, 2010 | 07:15 PM
  #168  
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Originally Posted by bigsinky
there are loads of jobs out there at 40k+. problem is you need to be qualified to do them. a "trade" job will be hard to earn 40K unless you are working for yourself and even then times are lean at the minute.
Motor trade nor building trade are offering 40k !
Got friends 1 works for jct600 got told take a pay cut or be made redundant!
Others in building trade they work for them selfs not 1 can earn that now either because theres not enough work to earn it or the contractors are on a very very tight budget.
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Old Oct 4, 2010 | 07:26 PM
  #169  
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Must admit this single person earning more than 44k loses yet joint income of 80k still gets cb is just ridiculous!

I'm on 18k a year and my wife earns roughly 16k a year so well under the 40k a year some of you deem a low wage. We manage alright but the cb does help. I class it as my 'bonus' for bringing up the future generations of taxpayer that will keep this country going

Instead of picking on the 'easy' targets they need to prosecute EVERY single MP that fiddled the expenses system and make them pay it back. That would reduce the countrys 'defecit' somewhat........

Last edited by BLU; Oct 4, 2010 at 07:27 PM.
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Old Oct 4, 2010 | 07:29 PM
  #170  
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Originally Posted by hodgy0_2
I stand to loose just shy of 4K

I am right in the zone - single salary/income, supporting my wife and 5 children

but here is a thought, instead of wasting time and energy continually whinging about everything -- spend the energy improving your employment potential/earnings and make the shortfall up
Bit difficult when I work in the public sector. Have you heard what's going on there?
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Old Oct 4, 2010 | 07:34 PM
  #171  
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Originally Posted by bigsinky
clare its selfish when you as a parent expect the state to look after them. have as many kids as you like just dont expect to pay for them
ridiculous arguments on here everyone has their own circumstances. I worked full-time from leaving school at 16 until I was 25 when I fell pregnant (wasnt planned but wouldnt be without her) I got married and moved in with husband, 1 wage income NO benefits. Marriage collapsed I then went to live with parents again NO benefits claimed family helped me and my daughter. Years later after attending numerous college courses and going to University and gained a degree to better myself (unemployed and looking for work )I now re-married and got another daughter from second husband again NO benefits and NO CSA claimed, husband brings in £12,500 a year we dont live we "cope" we dont expect handouts but we do get CB to aid us but we not doleys or spongers or whatever scummy names on here we are being called we are a family 2 parents who love their children and do as much as we can for them.
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Old Oct 4, 2010 | 07:42 PM
  #172  
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Originally Posted by Silver Angel
ridiculous arguments on here everyone has their own circumstances. I worked full-time from leaving school at 16 until I was 25 when I fell pregnant (wasnt planned but wouldnt be without her) I got married and moved in with husband, 1 wage income NO benefits. Marriage collapsed I then went to live with parents again NO benefits claimed family helped me and my daughter. Years later after attending numerous college courses and going to University and gained a degree to better myself (unemployed and looking for work )I now re-married and got another daughter from second husband again NO benefits and NO CSA claimed, husband brings in £12,500 a year we dont live we "cope" we dont expect handouts but we do get CB to aid us but we not doleys or spongers or whatever scummy names on here we are being called we are a family 2 parents who love their children and do as much as we can for them.
And its familys like this that deserve and need the assistance of CB,
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Old Oct 4, 2010 | 07:48 PM
  #173  
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I'd agree with that, but I'd be chasing the absent father for some cash!
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Old Oct 4, 2010 | 07:51 PM
  #174  
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Originally Posted by davyboy
I'd agree with that, but I'd be chasing the absent father for some cash!
Yep, but they tried that and built lovely plush offices for the CSA and and spent millions ,whilst returning next to nothing to the public coffers .!!!!
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Old Oct 4, 2010 | 07:55 PM
  #175  
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Originally Posted by David Lock
I must say I get pretty pissed off with the moaners on the radio saying they can't manage on £44k a year. Well they bloody well ought to. I live on a £4k pension from my old company and whatever I can scrape from working at home. Difficult to get a proper job as I have been poorly. My wife is pensionable age but the b'astards won't give her a pension because they say she didn't pay NI contribution 30 years ago and we can't prove otherwise. Not after sympathy, just a bit of reality.

dl
Its not really down to income but outgoings, we have three kids, that's five people living off my salary, eventually that wont be the case but this is the most expensive period of our lives, I could, myself manage on a lot less.
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Old Oct 4, 2010 | 07:58 PM
  #176  
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Originally Posted by Clarebabes
Bit difficult when I work in the public sector. Have you heard what's going on there?
according to the snet massive -- it is the "bloated" public sector that got us into this mess
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Old Oct 4, 2010 | 08:00 PM
  #177  
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Originally Posted by davyboy
I'd agree with that, but I'd be chasing the absent father for some cash!
at first when I was angry I chased said absent father to be told by CSA that he was not in employment even though I had proof of him working and I even phoned him at work !!! I just did not want to be involved with him and have anything else to do with him (a very legal messy story Im not getting involved with on here) so dropped the case - as previously said I cope and before anyone says how can i afford to run a scoob and plead poverty I cant - sold the scooby and now drive a pug 206 - priorities !!!!
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Old Oct 4, 2010 | 08:50 PM
  #178  
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Originally Posted by njkmrs
Yep, but they tried that and built lovely plush offices for the CSA and and spent millions ,whilst returning next to nothing to the public coffers .!!!!

The csa are utter scum, they are still trying to hunt me down for payments supposedly owed on my dads account payments for me Even though I turned 18 11 years ago.
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Old Oct 4, 2010 | 09:21 PM
  #179  
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Can someone answer this:-

Are we still sending Child Benefit back to foreign countries if their Father/Mother is working in this country?

It was happening - is it still happening I wonder?
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Old Oct 4, 2010 | 09:36 PM
  #180  
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Originally Posted by hodgy0_2
according to the snet massive -- it is the "bloated" public sector that got us into this mess
Yeah, but I don't work in that bit, I work in the strangled bit.
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