Thats a great idea ----- unles they find a probable cause to check at which point aforementioned tax disc is paid for after aforementioned bump. Excellent advice to really turn a genuine mistake into an attempt to defraud a company.

Nothing to lose there - apart from 6.5k , your insurance policy and having to declare this everytime you take a new insurance policy out.
I bet he wishes he thought of that

Anyhow - thats only if they have a reason to suspect a tax disc wasnt there - alternatively bite the bullet and be honest

 

If they have asked to see the tax disc they will see the date stamp, thus they will know that the vehicle wasn't taxed at date of crash, therefore they have an excuse not to pay out as the vehicle shouldn't have been on the road in the first place

But i hope for your sake they just see it as an over sight and pay up.

 

worth a shot lol Mr tax man sir

 

YungJamie,

As an Insurance Assessor having dealt with many a claim such as yours, I enjoyed reading this thread to see what the general public's view was on the matter !

And the answer is ...............my biker pal above is spot on !

Any queries about your claim, I'll be happy to help. PM or post.

Andy Mc

PS Yes, harrass the hell out of them - make sure your file is at the top of the bloody Claims Handler's "pile" !!

 

Around our part of the country (west yorkshire) dvla are out at the beginning of every month ie within the first three days of the month fully backed up with traffic police catching unlicenced vehicles, then if your caught without a valid tax disc they give you three choices, Sign a disclaimer to agree that they can scrap your car, sign a disclaimer to say you will tax your car but the police will still tow it away to a compound till you tax it and you are charged for it towing away and a daily charge for it being in the compound which isn't cheap until you pay for its release, or if your really lucky they will allow you to tax your car there and then. So be warned there is NO such thing as grace days, they havn't spent all that money on hi-tech equipment for the minority to be given grace days.

 

Sorry to bring this oldie up however im in a sticky situation.

Just got my new number plate for V948 from the dvla and i have just tried to tax my car online with my V11 referance number and its coming up with my old reg. Now i dont know if i should just buy it just to be safe or wait till the 1st to buy it??
Anyone had this experiance?

Chris

 

anyone????

 

Go to post office?

 

I wont be able to get to one until tuesday and my family are on holiday. Are they even open? lol..

 

 

lol

 

NO SUCH THING as grace days, its literally just how long it takes the computer to click up your cars untaxed. this can be anything from 2hrs to 2 weeks. Spoke to the Mother in law who has just retired from DVLA after 39 yrs with em.

 

You need to get the correct tax disc as if something happens you can be 'done' for not displaying any/the correct tax disc. When I once taxed my car online (I had let it slip and declared it SORN), I phoned the DVLA to check upon usage and was informed that there is no grace period and that I had to wait for the disc to arrive before I could use the car, i.e. I'd paid for the tax, but couldn't use the car until the disc had arrived and had been placed in the windscreen.

 

Cheers lads.. so basically i should just sorn it for now and call dvla on tuesday and ask them to re-issue my taxdisc for my new plate? I have got a tax disc with my new reg on however it expires tomorrow, but for some reason when i go on renew my tax it bring up my old tax disc

Chris

 

Ok.. just got off the phone the the DVLA and they said you do have 14days grace. Aslong as you DO NOT drive the vehicle on the road nothing will happen. No fine will be sent aslong as the vehicle is off the road for the 14days.
Glad this clears up the confusion.
Sooo..14 days grace