Motor Insurance Fraud Warning - Bogus Company
 

Hi Everyone

Just trying to spread the word about a bogus company and fraudulent individuals who have sold me and a huge number of other people fake motor insurance.

My renewal came through and I was looking for a cheaper quote. I was referred by a fellow scooby owner to a company he had got a great deal with. They were called: Personal Touch Insurance. They had a legit (looking) website & online quote system. They then "merged" with another company and became We Cover Any.com. They had registered offices in Manchester and it appeared were underwritten by a company cally TBR Assured Ltd. I received quotes my text message & emails from their customer services department and it all looked pretty legit.

The long & short of it is they were a "Ghost" company. The main character in all of this is a bloke with a cockney/London accent referring to himself as John Langford, a.k.a John Racer Langford. a.k.a. John Cope. He is reportedly living in the Bristol area and he more than likely has accomplices as it was too sophisticated an operation to by a single person. Lee Masters Hughes is a name that keeps appearing.

Anyway I contacted the friend who referred me and it came to light he looks to have scammed at least 50 or 60 people that we know of but I believe there will be hundreds out there. We have started a public Facebook page to try and track him & any accomplices down. All this has been reported to the police, Action Fraud, the Met IFED, Insurance Fraud Bureau and many other agencies. What he had done was taken at trade policy out with a legitimate company called Tradex (who are now aware of the fraud and have cancelled the accounts) and was adding our cars on to the trade policy so that when anyone checked their registration on the askMID database the vehicle was showing as "insured" - when no documents arrived and I contacted the customer services email & John langford all phone numbers were ceased & emails unanswered.

If you know anyone who has taken out insurance with any of these companies please refer them to the Facebook page as they will have no insurance. The FB page is here:

https://www.facebook.com/groups/204128919770492/

Pics of John Langford:

http://i1149.photobucket.com/albums/...ps2c816d2c.jpg

http://i1149.photobucket.com/albums/...ps530010c1.jpg

http://i1149.photobucket.com/albums/...ps61fea30d.jpg

http://i1149.photobucket.com/albums/...psd369f8da.jpg

http://i1149.photobucket.com/albums/...ps4636fa96.jpg

http://i1149.photobucket.com/albums/...ps87778653.jpg

He is a VW T4 owner and this is his dark green vehicle. Reg is K497 UVU:

http://i1149.photobucket.com/albums/...ps249e9ded.jpg

It's the first dark green one with the tinsel in the line in this photo:

http://i1149.photobucket.com/albums/...ps777f348a.jpg

http://i1149.photobucket.com/albums/...ps154ffb05.jpg

He appears to be active in the VW T4 scene and messages have been circulated on their forums/sites.

If anyone has any info about this man or recognises or knows of his whereabouts please PM me here or you can message the Facebook site as we are trying to trace as many people as possible who may not know they have been scammed.

He has no care for human beings at all as he scammed a young disabled lady (Scooby owner) who is waiting on a heart transplant operation. We need him found as soon as possible. We have addresses in the Bristol area but think he is living out of his VW T4 van at the present time.

Cheers people.

Omg. Im sure my last policy was with him :|

Lucky you didn't have an accident - any documents you would have received were fakes mate.

I didn't receive any. I was on trade policy and was tols just to check on askmid and I was showed as insured so thats what I went on :/

i have a bit of sympathy but then again i have none at all

ive never heard of these people and it amazes me why someone would pay to insure a vehicle with a company you have never heard of on the say so of someone who had a cheap deal

go compare etc is the only place to go for legit insurance

(i work in insurance before you ask)

Learn frm mistakes. I was 21 with ncb. Was only option

No ncb*

ah rite makes sense now

these cretins normally target people with high premiums so maximise his profit

They say that you shouldn't hit someone in the face who wears glasses, but for him I'd make a exception!!

:thumb::thumb::thumb:

There is a very long queue mate...but you are welcome to join it. We are being contacted my loads of people at the minute who have also been scammed.

My sister-in-law works for a company who do traders insurance, and they found a few very similar cases recently.

Thanks Gary - I spoke to you about this on Monday mate.

Nobody was looking for sympathy - warning others and help in tracking down the criminal(s) is the sole purpose of the post.

Really? It's called relationship marketing, been around for many years i.e. a close trusted friend or relative refers you and gets a referral reward. In the case of this ghost company £50 in shopping vouchers or £50 off your next renewal for a referral taking out a policy (Tesco, Asda, Halfords vouchers, etc) and some people actually received the vouchers - which is how this scam became so prolific. If you knew the whole story mate and did the checks I did into this company before paying anything over to them, then I feel that even the most vigilant person (as I am) would have been a victim. Legitimate company registrations with directors, sophisticated websites & online quote systems, automated text messaging systems, real bank accounts, registered offices, you car appearing on the Motor Insurance Database as being "insured" - the whole 9 yards - and I checked every single one out despite it being a friend who referred me.

Really? try Go Compare for a modified vehicle such as mine - same as all the comparison sites. They do not cater for modified vehicles. Admiral cancelled my insurance because I had "more than 5 modifcations" - The 6th one I notified them about was a pair of carbon fibre wing mirror covers FFS!!! - They could no longer insure me because of 2 bits of plastic and I was too high a risk.....aged 46 with 19 years NCB, more security than the NSA and a big fookin angry German Shepherd. The specialists such as Keith Michaels, A-Plan, Sky, Adrian Flux, etc are the only places for a decent quote on modified vehicles. Most of the people scammed were young people who's 1st insurance it was with no NCB (just like Veerinder9), or people with very modified vehicles, like me. The quotes weren't so cheap as to raise suspicion - mine was only £90 cheaper than A-Plan.

Anyway I am not going to explain any more to people querying "how they can't believe we fell for it" - hands up we all did, we have learnt our lesson and are trying to bring the culprits to justice. So please only reply if you know someone who has used them, is "insured" by them or has information that will be useful in tracking them down including sitings, etc so we can hand this info to the police.

Thanks

Really? try Go Compare for a modified vehicle such as mine - same as all the comparison sites. They do not cater for modified vehicles. Admiral cancelled my insurance because I had "more than 5 modifcations" - The 6th one I notified them about was a pair of carbon fibre wing mirror covers FFS!!! - They could no longer insure me because of 2 bits of plastic and I was too high a risk.....aged 46 with 19 years NCB, more security than the NSA and a big fookin angry German Shepherd. The specialists such as Keith Michaels, A-Plan, Sky, Adrian Flux, etc are the only places for a decent quote on modified vehicles. Most of the people scammed were young people who's 1st insurance it was with no NCB (just like Veerinder9), or people with very modified vehicles, like me. The quotes weren't so cheap as to raise suspicion - mine was only £90 cheaper than A-Plan.

Anyway I am not going to explain any more to people querying "how they can't believe we fell for it" - hands up we all did, we have learnt our lesson and are trying to bring the culprits to justice. So please only reply if you know someone who has used them, is "insured" by them or has information that will be useful in tracking them down including sitings, etc so we can hand this info to the police.

Thanks[/QUOTE]

Agree with that absolutely, you've got almost no chance of getting a quote from the comparison sites with even a lightly modified car. Do you remember Jeremy Clarkson trying to get Aviva to "quote him happy" whilst driving the Veyron PMSL

And thanks for bringing it to everyone's attention, if it stops one person from getting ripped off it's well worth it.

Christ imagine if you had an accident that involved a death and you were facing a million pound plus payout and then find out you have no cover :eek:

Exactly mate :thumb: Trust me there are people out there we haven't found yet who are driving around unaware they are uninsured and the consequences don't bare thinking about. All I am trying to do is help trace them and the criminals.

I don't do facetwatter or anything like that but there must be other ways of letting people know, I know I would be grateful :thumb:

Hi all

Was stopped by the police for having no insurance the other day, because of this guy I now have 6 points and a £300 fine :/

I hope you catch the Cnut and string him up :mad: I would be like you if this happened to me, one very angry person, I don't know if I would lay in to him out of fear of not stopping :lol1: I feel for you guys that really sucks :(

Craig empty your inbox mate

Not another victim :( I know the feeling. So pissed off with this ****er.

Might be worth you posting more details so others do not get caught out.

I was pulled this morning in poole, dorset. 6 points £200 fine. thanks to falling for this scam, cant believe i didnt realise :(

Mate if you send me a PM I will give you the details of the Police Officer in Poole police stattion dealing with this fraud case, his number and the Crime Reference Number. You should be able to get this fine & points overturned.

Mario

Never trust a person wearing joggers who isn't jogging.

Anyone who wears joggers as a fashion accessory is most probably a posh pikey.

Just received this letter in the post today:

http://i1149.photobucket.com/albums/...ps350ddeef.jpg

So his name was john cope and not langford?

I am sure he has quite a few names mate - John Cope is just one of them. John Langford is another. He is an expert fraudster, he isn't going to use the same name all of the time. I have also just seen a V5 registration document from the DVLA with a different name on it!!

****ing hell. Guy is next level. Im just waiting to hear back from police. Any updates from them?

It wasn't just car insurance mate - he has at least 118 websites to his name ranging from VW remapping services, car sales, gay escort services, pub manager services - you name it. He is going to shortly be on the CID most wanted list...for his sake I hope they catch him first as there are a huge amount of angry people who would like to bump into him first.

Police are investigating and taking everyone's statements, etc - but you know how long these things take.

Woahhhhhhhhh!! :|