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-   -   Insurance - SOS! (https://www.scoobynet.com/scoobynet-general-1/978-insurance-sos.html)

KRIS 15 January 2000 12:19 AM

BENNETS ELITE put the scooby turbo ;if its an import into group 20 ,the same as a ferrari. They quoted me £2k +.
If its uk the try Adrian Flux. They advertise in the back of most car mags

Subarussian 15 January 2000 01:23 AM

Dear Fellow Scoobers,

Please let me know if you ever experienced the same problem and how you dealt with it; or if you just have a tip / advice for me. MANY THANKS IN ADVANCE!

The lowest quote I've had so far is £1,200 on a brand new Turbo (some quoted £2k+!). The reasons are as follows:

1. Full UK license only 2.5 years (I've held my Russian license for over 9 years but they say it does not count).

2. No no-claims bonus (I've been in the UK for 3.5 years but had a company car all this time (no accidents or claims). I offered to provide a letter from the company but the insurers again refused to take it into the account).

I've spoken with companies like Privilege, Direct Line, Admiral, TESCO.

PLEASE HELP!

MIP 15 January 2000 10:46 AM

Try bennetts elite.

0990 202090

I only had 2 years no claims and everybody quoted me 1300 BE quoted 768 with Norwich Union.

a steal


david 15 January 2000 03:50 PM

try Greenlight 01277 263030

James Neill 16 January 2000 12:23 AM

Try Bell Direct

Bajie 16 January 2000 12:43 AM

Performance Direct. Back of Evo.

EdwardH 16 January 2000 04:51 PM

I live in east London (high risk), insured in wife's name ,age 27, 5 years NCB, kept on drive, £1200.

I wore the phone out in terms of shopping around.

Its all about what you drive,where you live and your insurance/claims history.

Good hunting.

Ed

Jason L 16 January 2000 07:39 PM

Try Norwich Union Direct... got mine for £752 and thats after modifications... very good when you wanna make a claim too....

Subarussian 17 January 2000 12:05 PM

Thanks, guys! I'll try these.

If anybody can recommend other companies I would really appreciate it. Many thanks in advance!

Nick Lines 17 January 2000 03:28 PM

Premium Search were cheapest for me by over 150 quid. 0800 10 9 8 7 6. I increased the excess to 350 quid, have 6 years NCB, 25 years old, Leeds (ls16) postcode = 655 quid.

Geezer 17 January 2000 04:08 PM

Direct Line & Churchill gave me quotes of £540 pounds, but I do live in the wilds of Wales. Churchill insisted you fit a tracker though. CGU are nice and cheap provided you have full NCD, < £500.

DBarthorpe 17 January 2000 04:14 PM

Try Catteralls Insurance, a broker in Blackburn, Lancs, on 01254 695055 (I think).

They were the best for me, Terzo, 28 with girlfriend as named driver, Swindon (admittedly low risk), 4yrs NCB, Clean licence £595.

Good luck - I spent almost a week ringing every company under the sun.

RoShamBo 17 January 2000 04:26 PM

Many companies honour NCB based on company car policies - a letter from your company stating no claims in the years driving usually does the trick.
Not all do this but some do...

Ro

Subarussian 17 January 2000 06:59 PM

That's what I thought but haven't come across any of them so far.

I will try the ones you guys listed here (thanks a lot!) and will let you know what happens.

AlanW 17 January 2000 08:45 PM

You could also try Wilsons on 07002227868, I got quite a good quote today £560 in Leicester 32 yrs old

AlanW 17 January 2000 08:59 PM

Yo Nick,
Just got a quote from Premium Search for same above £1500 !!! Guess who I am not insuring with.

Alan

pat 17 January 2000 09:37 PM

Just keep looking until you find a sensible quote....

Imports will usually be "Group 20" [internally they run a much higher scale and it comes in at the high seventies IIRC].

The best quote you get will depends on many things, not least what you do, how long you've been driving, how much you plan to cover per year and where the car will be stored. I got a quote for UKP 3.2k from Privilege. I had to pick myself up off the floor after collapsing in a fit of laughter. Later, Bennetts Elite quoted UKP 900. Much better.

This was with zero years NCB, and a large-ish claim just before [the guy who caused my car to get written off wasn't insured so my insurance company had to shell out the lot.... although it wasn't actually my fault (even in the eyes of the police) the insurers still treated it as such so bye-bye NCB].

So the spread of quotes, even for brokers using the same underwriter, varies wildly. I suppose the fact I had previously been a Bennetts customer and not made a claim (with them) helped :-)

Hope you find a sensible quote soon,

Pat.

Subarussian 20 January 2000 11:27 AM

Many thanks to all!
I'll probably take a day off work and spend it on the telephone.

Oh, ANOTHER QUESTION - from your experience is it possible to negotiate with these guys or is "take it or leave" deals???

Cheers!

NickF 20 January 2000 11:56 AM

Well, it's not a case of negotiating, more one of lying. Just phone back and say (in an authoritative manner) that you've had a quote £250 less from (insert name of broker/insurance co). They'll almost always reduce their price or offer to match the other one.

Good luck.

Milky 20 January 2000 05:16 PM

My recommendation is Barclay's Insurance, don't know the number though.
24, 6 NCB, £690 - MY96 (16's, Prodrive Int)

Not bad...

Darren.


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