mine only £500 fully comp fully protected all mods listed but no real power gain mods only PPP so £500 not bad im not 20 years old tho
I was quite naughty when younger driving so would have prehaps been bit better than that. so be good ;-) . do you have a good history of faster cars? that sometimes helps things aswell as age. |
Originally Posted by TonyBurns
(Post 11008986)
You live in Accrington Ste, thats why it costs you more :p considering im about 5 miles from you and paying 600 quid fully comp protected on my spec c, you need to shop around (but i am older than you ;))
Tony:D |
Originally Posted by ste sti spec d
(Post 11008899)
Who's your insurance with, I'm 30 , six years no claims and it costs me 1600, 06 hawk sti spec d .
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Originally Posted by XDevil666
(Post 11008814)
I call bull**** on this, you mean you have your dad as main driver and you as 2nd or something
OP: Comparison sites are your best bet. |
Originally Posted by ad uk
(Post 11008264)
May struggle with age Keith Michaels have to be 25 I can't wait I'm 25 this year with 7 ncb and I've had the car 2 years insured so hopefully this year will go down abit :)
don't get your hopes up too much.. 25 isn't the golden age.. it's more 30+ (but they don't tell you that) lol |
Insurance prices seem to be very irregular...I tried to insure my lad (20) on my freelander...last Sept best quote was Around 2 grand...last night got a quote off Post office insurance of £953
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Originally Posted by Lukesaunders91
(Post 11008437)
Wait till you hit 21 mate only real way of getting it where your not spending so much on insurance.
Im 21 and have a 2005 STI and pay 1k |
lol some of these prices are stupid.
there are so many factors when it comes to insurance eg postcode, age, points, mods, UK or import, job, how many been stolen/crashed etc. the thing is ok the UK spec are cheaper to insure but i find there's so many imports that are reg'ed as a non turbo and people lie to get the quotes down eg there's no mods its garaged i only do 3k a year the funny thing is if you crash it your so called insurance is void. to OP if you want a sti then make sure you insure it properly cause if you crash it and insure it as something its not it pushes everyone else's insurance up. |
I found for the BB postcodes Greenlight quoted me a cracking price. Ste - Maybe give them a buzz when your renewal is up.
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I've tried since i was 18 to insure an impreza only dropped from around 3k to 1300 when i was 21. Got a hawk sti with exhaust declared with elephant for around 1300, got my mum and dad as my named drivers, brought it down a fair bit.
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Gotta love how some folk quite obviously lie about how much there policies cost!
I'm 30, 8 years no claims, no points or previous in the past 5 years, held a license since 2001 and my car is insured under an Army barracks I.e a secure, non-public compound, probably the most secure place with exception to your car being on the moon. I pay £605 per year, that's with the tracker registered and activated and an aftermarket cat1 cobra alarm. Although when I was 18, I managed to get insured on a Ferrari f40 for just £200 a year....stuck me old dear on it didn't I......right shrood move!! :Whatever_ :cuckoo: |
Originally Posted by Peedee
(Post 11053933)
I'm 30, 8 years no claims, no points or previous in the past 5 years, held a license since 2001 and my car is insured under an Army barracks I.e a secure, non-public compound, probably the most secure place with exception to your car being on the moon. I pay £605 per year, that's with the tracker registered and activated and an aftermarket cat1 cobra alarm.
A buddy of mine has an FQ360, is 24 and reckons he pays £800. Hmmm... Paul. |
Originally Posted by 4evernewbie
(Post 11053936)
I had very similar recently although it was a Navy base and I've got 6 points for an SP50, license since '02 and I'm 29. £950 for a UK wagon.
A buddy of mine has an FQ360, is 24 and reckons he pays £800. Hmmm... Paul. Must have his mum on the policy ;) |
Originally Posted by Peedee
(Post 11053937)
Although we are considered very high risk drivers by insurance companies, mainly down to blokes coming off tour minted at 18 yrs old, buying fast cars and then crashing them!
Twice I've come off patrol and bought motors lol A 106GTI and an E36 M3evo. I didn't crash them though :thumb: |
I've just had a young lad of 19 buy my M3 cab today, he's paying £4850 and insured it there and then Infront of me, I know the boy and has been involved with cars from a young age, he was trading before he even had a licence with the help of his mother, fair play to him I say :eek: at least he's dug his hand in his pocket and insured it correctly, he's always pestered me about it and now he finally has it, in his words " its only money, at least I got something I really want " best of luck to him I say :thumb:
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£5k for ONE near!!!
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I'm 30, full NCB, been driving Imprezas for 10 years and pay £800 for a basic UK Turbo.
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i had my 03 sti insured with admiral for £650 or there abouts 28 8 years ncb
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I bought my wrx for my 21st birthday and I paid £1600 and it was standard.......the day before my 21st it still quoted me £7500!!!!
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My postcode must be decent I guess, as I'm paying less for my first time Scooby than some are for older and slower cars despite being 4 or 5 years my senior.
I don't think people are lying, insurance costs just seem to vary massively for seemingly insignificant factors. |
Originally Posted by adz556
(Post 11053973)
I bought my wrx for my 21st birthday and I paid £1600 and it was standard.......the day before my 21st it still quoted me £7500!!!!
Does make me laugh though that some of the old people on here dont believe what some of us pay on insurance lol, just cuase theres "is only a couple hundred less" weve got to be lying lol maybe your just not shopping around properly ;) |
Excess can make a difference,a mate once had a £2500 ex on a £5000 car.
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Originally Posted by Ash170990
(Post 11054322)
Mine was the same on my RS, i bought it in august, and couldnt get insured for less than £4000, waiting till september (when i turned 21) and it went down to £900! also looked at an evo at the same time as the RS, that was £7000+ in august, then went down to around £1500 when i turned 21....
Does make me laugh though that some of the old people on here dont believe what some of us pay on insurance lol, just cuase theres "is only a couple hundred less" weve got to be lying lol maybe your just not shopping around properly ;) There is no way on this Earth that some of these policies on here are as cheap as they are. I just don't see the point in lying about it. |
Originally Posted by Peedee
(Post 11054333)
It's obvious that some folk are quite clearly bull****ing about how much they pay for some reason. Yes, postcode does make a difference, as do many other factors. I paid £1600 on my first car at 18, a 1.2 corsa, and im sure there are lots of other 'old people' on here that were in the same situation.....lots of money for not much of a car, mind you, this was back in the good ol' days when us oldies were frivolous young whippersnappers.
There is no way on this Earth that some of these policies on here are as cheap as they are. I just don't see the point in lying about it. |
i pay £500 all mods declared, im not 21 though :(
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Originally Posted by Peedee
(Post 11054333)
It's obvious that some folk are quite clearly bull****ing about how much they pay for some reason. Yes, postcode does make a difference, as do many other factors. I paid £1600 on my first car at 18, a 1.2 corsa, and im sure there are lots of other 'old people' on here that were in the same situation.....lots of money for not much of a car, mind you, this was back in the good ol' days when us oldies were frivolous young whippersnappers.
There is no way on this Earth that some of these policies on here are as cheap as they are. I just don't see the point in lying about it. |
Originally Posted by tubbytommy
(Post 11054374)
i pay £500 all mods declared, im not 21 though :(
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Well I'm 21 with 3years no claims and I drive a standard 2005 wrx, I pay £1300, my insurance runs out on the 25th of may and I'm turning 22 just before and I've had a few quotes for £900 and that's with 3points
Sam |
Originally Posted by Ash170990
(Post 11054378)
You have stickers though, so when you declaire them insurance compaines laugh and feel sorry for you!:lol1:
i agree with the above though, there is either some bullsh1tting about prices or the insurance isnt properly done. i live in a good postcode with full ncb and no points and several years experience of impreza's thats why mine is reasonable. i know most specialist require you to be at least 25 with performance car experience. |
Try Admiral. I have a multicar with them.
I had a blob wrx till recently and was £420, traded it for a 2010 sti saloon and was charged a extra £31.50. 7 years ncb, 24 and just me and the girlfriend on the policy. Surprised it was so cheap as my S2000 was £650 just the other month |
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