remortgage ---- how quick
Just done a remortgage on the house..
From initial sit down with the advisor, to getting a cheque in the post today... 20 days!!!!!! And we got a good rate too ...3.45% fixed for two years.. Have to say it was very straightforward.... no middlemen or agents fees, went straight to my bank, saw there mortgage bod, and it was done in an hour flat.. Mart |
What bank was that then?
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Were you at the end of your existing 'deal'?
Our 5 year fixed (yeah I know! :rolleyes: ) ends next year, just, as I suspect the interest rates will sky rocket... |
Thats a very good rate and quick too.
Chip |
It was Natwest
They could do 2.99% fixed for two years, but that comes with a £499 fee Ours was fee free :) Mart |
Originally Posted by Neanderthal
(Post 10114448)
Were you at the end of your existing 'deal'?
Our 5 year fixed (yeah I know! :rolleyes: ) ends next year, just, as I suspect the interest rates will sky rocket... |
Originally Posted by SteveScooby
(Post 10114541)
On the off chance you're with Northern Rock, all their ERC's are being waved.
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Originally Posted by SteveScooby
(Post 10114541)
On the off chance you're with Northern Rock, all their ERC's are being waved.
|
Originally Posted by rossyboy
(Post 10114898)
Link to this info?? I've got 3 years of a 5 year deal left, but a reasonable 4.69% rate.
It says for eligible customers, but when I rang I was told ut applies to everyone |
is it going on gym equipment :thumb:?
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Originally Posted by Neanderthal
(Post 10114909)
Sadly? not, we're with Nationwide.
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Originally Posted by SteveScooby
(Post 10114952)
http://www.n-ram.co.uk/en/customers/mortgages/existing-mortgage-customers/redemptions.aspx
It says for eligible customers, but when I rang I was told ut applies to everyone My mortgage was taken out after the bank was nationalised and so my statement is from Northern Rock itself and not NRAM. It still states an ERC figure on it unfortunately. |
Originally Posted by Neanderthal
(Post 10114448)
just, as I suspect the interest rates will sky rocket...
3.45% - was that for anyone or existing account holders with Natwest? Got 3.49% for someone on 2 years fixed with no fees (accept ours) with the Woolwich. |
Originally Posted by EddScott
(Post 10115039)
If interest rates sky rocket, the last 3 years will look like a picnic. Low rates (under 5%) are here for a good number of years yet. One comentator went as far to say 2% would do horrific damage to those folk on base+ type mortgages .
3.45% - was that for anyone or existing account holders with Natwest? Got 3.49% for someone on 2 years fixed with no fees (accept ours) with the Woolwich. At the time we enquired 3.55% was the best they could do -no fee, and that was for gold account holders only When we went for the meeting to arrange 3.55% NF, he told us they had dropped it to 3.45% NF for all borrowers (subject to ok LTV) and 2.99% FF & subject to LTV http://www.natwest.com/personal/mort...ixed-rate.ashx Mart |
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