no Insurance you lose ya car
Ok so im sat in front room and look out and i see a cop car with a 58 plate Fiesta hes just pulled over, after 20 mins the owner walks away and the coppers stick a massive sticker on window NO INSURANCE U LOSE IT, 15 mins later truck pulls up and takes car away.
Now thats what i call progress, well done mr Plod. unsure how much it will be to get that car back but some1 said 200 quid a day ? is that right ? Ted |
as far as i am aware its £105 to release it plus £15-30 (dependant on garage) per day storage charge
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Sounds fair enough to me
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Plus you have to insure it to get it back.
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Good !
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nice
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Although thinking about it. It'd be even better if you never got it back at all and it was scrapped in front of you :)
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Dont forget the £200 fine and the 6 points on his licence.
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Originally Posted by Markfey
(Post 10010146)
Dont forget the £200 fine and the 6 points on his licence.
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The chavs will just get round it with £200 sh*tters & run them with no tax, mot or insurance ... throwaway cars :(
TX. |
Originally Posted by Terminator X
(Post 10010174)
The chavs will just get round it with £200 sh*tters & run them with no tax, mot or insurance ... throwaway cars :(
TX. £100 fine and 6 points on a licence they haven't even got. No deterrant at all IMO |
Originally Posted by Moley_WRX
(Post 10010195)
Pretty much.
£100 fine and 6 points on a licence they haven't even got. No deterrant at all IMO |
Originally Posted by chopperman
(Post 10010170)
Yeah, the licence the chav hasn't got. Hard Labour is what this country needs. Boot camp !
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Originally Posted by chopperman
(Post 10010212)
Exactly and it's only going to get worse when insurance is 4k for a 1.0 micra.
Insurers gave young drivers a chance for many years..... but they f**ked up (driving like tits). Now they have to pay for it unfortunately. They had their chance.... they blew it. |
Originally Posted by Moley_WRX
(Post 10010264)
£4k for a reason though.
Insurers gave young drivers a chance for many years..... but they f**ked up (driving like tits). Now they have to pay for it unfortunately. They had their chance.... they blew it. |
Originally Posted by chopperman
(Post 10010266)
Yup, maybe so but you can see why the problem will only get worse.
If you can't afford it then don't do it. |
Originally Posted by Moley_WRX
(Post 10010272)
Driving is a privilege, not a right.
If you can't afford it then don't do it. |
Just statistics really - if these suggest you are likely to have a high speed crash, injuring your passenegers/the olds on the oncoming vehicle, you'll pay a "premium" for your insurance!
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Originally Posted by chopperman
(Post 10010295)
I agree mate. Out of interest do disabled drivers pay a high premium due to the fact that a disability could impair their driving ?
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Originally Posted by Moley_WRX
(Post 10010264)
£4k for a reason though.
Insurers gave young drivers a chance for many years..... but they f**ked up (driving like tits). Now they have to pay for it unfortunately. They had their chance.... they blew it. Are there stats on the percentage of young drivers that make a claim within 1,2,3 etc. years of passing their tests? I'd read somewhere that it was a relatively small percentage but the claims tended to be very expensive, but I've never actually seen any figures that back this up. |
Yeah the un-insured deserve to lose it. However most of these "people" (who happen to be any age) who choose to un-insure their vehicle normally get an old banger for £100, dont insure it but travel around in it. If they caught they pay the penalty/fine plus lose their banger, which is still in total cheaper than insurance on an average car. Our courts need to be harsher and dish out bigger monetary fines. Very surprised in this case the un-insured car was a newish car. Serves them right as I know they will be wanting their car back. The amount of times I have seen road wars or traffic cops and the same people keep re-offending and the low fines which get dished out are just not a deterrant. And we (who insure our cars properly) end up paying more insurance because of this. It's a vicious circle until the courts / government hand out bigger penalties to stop these people.
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Where do you stand if the vehicle is sorn as im only using mine soley as a track car surley it dosnt need insuring...!
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Originally Posted by leecalcars
(Post 10010443)
Where do you stand if the vehicle is sorn as im only using mine soley as a track car surley it dosnt need insuring...!
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^^ OK as long as it's not parked on the street!
TX. |
the "young drivers that drove like tits" and screwed it up are surely now about 30-35 and shouldnt effect the real young drivers now? iam not moaning, in in the above age group and pay my premium like every1 else on here, just think the real sensible young uns have a harsh deal right now
PS iam i right in thinking if hit by an uninsured driver the last insurance company to cover cars has to pay for it? my boss was hit by 1 last year and didnt get a bean |
Originally Posted by Pramas
(Post 10010541)
the "young drivers that drove like tits" and screwed it up are surely now about 30-35 and shouldnt effect the real young drivers now?
now new drivers are paying triple what i had to pay. which is hardly surprising considering the some of the idiots i knew from school some how wrote of 4 cars in one year. |
It's gone up, initial payment of 150 then about 30 per day. That is on top of fine and points.
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Can't the fine relate to the insurance required? I know insurance is a bit of a dark art but there must be a way of making these fines hurt.
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That is down to the courts. They never issue maximum or not often anyway.
I believe they look at income ect never steep enough. |
Let's be honest. The majority of the people without insurance have no real income so that system is flawed from the get go.
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