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-   -   Last Ditch Insurance Help (https://www.scoobynet.com/insurance-19/83041-last-ditch-insurance-help.html)

rjben 27 March 2002 04:12 PM

Sorry to put this in the general section rather than the insurance section, but I really need help on this or an Import Subaru STI is out of the window!

I’m 29
4ys No Claims
No accidents, convictions etc
1yrs previous experience on chimaera 500
Car is garaged
Tracker
Cat1 Immobiliser and Alarm
SW15
SDP and Commuting
Employed IT consultant

I just can’t get a decent quote, or maybe you guys think the following are acceptable?

Can anybody suggest any companies that I have not tried?

Cheers,

Rob

Adrian Flux - 08700777888 - REF# BERX257
STI £1472 Tracker

Schofields - 0113-250-0377 -
STI Needs Tracker £1450

Keith Michaels - 0208 288 0677
STI £1600 without tracker

Bell Direct 0800
Don't insure Jap cars

A-Plan in Thatcham (0845 0711234)
STI £1545

Hyperformance
Hung up!!!

Osborne 020 8388 6000
£2400!!!!!!!!!!!

Touchline 0800 207 800
no answer

Hastins 0800 001066
UK Standard car £1500 - Surely Wrong

Priviledge
UK standard £1187
UK Modified £1363 T75 exaust & Blitz Induction Kit

Tesco needs tracker
UK Standard £1273
UK Modified £1600 T75 exhaust & Blitz Induction Kit
STI £2009

Elephant (Admiral?)
STI £2000 ish

Lifesure 01480 474604
Don't do STI's

Direct Line Needs Tracker
STI £1724

HHH
STI £2000

CIS
STI No COver

Footman James 0121 561 4196
STI £1854

Peart 01539 730666
STI No Cover

Allen&Allen 0208 939 3900
STI Need to be 30!!!!!!!!

Neil Smalley 27 March 2002 04:14 PM

Chris Knott have been giving good quotes. Moving to the insurance forum after hours..

[Edited by Neil Smalley - 3/27/2002 4:16:00 PM]

The Zohan 27 March 2002 04:23 PM

Did you get my email?

SCOTTSCOOBY 27 March 2002 04:43 PM

im 27 and got 3 years no claims, my insurance is £890 with tesco, you should try again and ask why so high? i got 95 wrx

scottscooby

D8UGF 27 March 2002 04:46 PM

Rob,
Your details are exactly the same as mine except for postcode,
I've been with Adrian Flux three years now with an Sti, last
years policy was £980.00 fully comp. No tracker tho'
Hope this helps,

Dougie

RichB 27 March 2002 04:47 PM

You are almost identical to me except I have more ncd and a different (lower risk?) post code.

I just renewed with A-Plan for 900. I have been with them for three years though. This was for an STi4 1997.

rjben 27 March 2002 04:48 PM

Paul,

Yep, cheers, got the doc and tried some of the numbers. I'm sure I sent you a mail back to say thanks?

Regards,

Rob

Dizzy 27 March 2002 04:51 PM

[edited - forgot Greenlight dont do imports :/ -]

[Edited by Dizzy - 3/27/2002 4:51:42 PM]

rjben 27 March 2002 04:51 PM

Does anybody have a number for Chris Knott?

Cheers,

Rob

wilf 27 March 2002 04:55 PM

Try Endsleigh about £200 cheaper than Privilege and Tesco for a modified P1 for me.
29 9yrs NCD 12mth ban

Neil Smalley 27 March 2002 04:56 PM

Chris knot 0800-917-2274 Not sure they'll do Jap imports or modded cars, but worth asking.

MattW 27 March 2002 05:06 PM

Sounds like your postcode is making a BIG difference. This is not unheard of, try an online quote comparing your actual details with another postcode. Try SY11 2PF (my old postcode in Shropshire, nice rural area low crime) and see the difference.

mutant_matt 27 March 2002 05:19 PM

You don't say which STi but I would say the £1400 quotes are probably about right.....(particularly if it's a new STi)

Sad but true :(

Matt :)

rjben 27 March 2002 05:23 PM

Thanks for your help everybody. I have now given up. :-<

JohnD 27 March 2002 05:32 PM

Those quotes sounded pretty typical.
My son,who is 27, for a new UK STi, got quotes ranging from over 3 grand! to the upper 800`s He settled for Elephant at £890 but when he asked them to include me as a named driver they REDUCED the figure to £845!! (The old boy`s of some use after all!)
JohnD
PS No Tracker reqd.(although it`s got one) no garage, didn`t even want a copy of the alarm installation cert.

[Edited by JohnD - 3/27/2002 5:35:36 PM]

Jolly Green Monster 2 27 March 2002 06:22 PM

It does seem to reduce premiums by including some named drivers..
Added me wife so she could drive it on occassions and off came £300!!!! corrr she saved me some money... what a refreshing change.
Perhap you could insure your mum as a named driver.

Try Liverpool Victoria, not asure if they do imports though..
number I believe is 0800 607607.

JGM :)

skoobidude 27 March 2002 06:40 PM

get to 30, before scoobs go out of fashion!

http://www.stopstart.fsnet.co.uk/smilie/boohoo.gif

EBR 27 March 2002 06:50 PM

I don't want to run Chris Knott down as everyone seems to recommend them but as soon as you mention the word modification - however small they tend to lose interest and ramp up the quote or refuse to cover you.

Harry_Boy 27 March 2002 10:32 PM

Don't think Chris Knotts do Japanese imports either. European sourced cars are fine, however.....

[Edited by Harry_Boy - 3/27/2002 10:32:24 PM]

JohnD 27 March 2002 11:01 PM

JGM
I bet you put the missus on the policy for the same reason I did - to drive you home when you are pissed? My missus sussed it and refuses to drive it!! http://www.stopstart.fsnet.co.uk/smilie/guin.gif
JohnD

[Edited by JohnD - 3/27/2002 11:02:49 PM]

Andy W 27 March 2002 11:16 PM

Think yourself lucky my best quote is almost 5000 quid!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
:rolleyes:


KWS 28 March 2002 12:01 AM

Rob,

Went through same thing as you. My details are almost identical bar different postcode and an apparently 'high risk' occupation!!

Cheapest/best deal was through Randall Pace - £1200 (tracker, SDP & C, No claims protected)

Don't give up.

KWS

Dr Lurve 28 March 2002 12:12 AM

Mine's with Tesco's about £625. Diamond was also good (although I think that might be ladies only). Priviledge were good too. Although I must say my postcode is a lot better than yours. keep on trying!!!

Nezz10 28 March 2002 06:31 AM

Just started my plicy through Greenlight, 22, 1 yrs no claims, MY00 turbo, full scoobysport with down pipe, lowered 25mm, uprated brakes, clear indicators and side repeaters and an ITG air filter

just shy of £2000 with £550 excess.

Not bad really considering last insurance company wanted over £3500!!

Jolly Green Monster 2 28 March 2002 08:09 AM

JohnD,

Why exactly!

Also when we go on holiday she might share the driving, although hasn't... she hasn't driven the Scooby yet, although she did use to drive my MR2 Turbo... it used to scare her!
But the lovely thing with these cars is that they still drive nicely if you just breath on the throttle.. which is what she ended up doing in the MR2. :)

JGM :)

Dave P 28 March 2002 08:18 AM

Just used Chris Knott. Very impressed with service and was suggested by my Suburu dealer and I had a modified exhaust.

Dave

Neil Smalley 28 March 2002 08:22 AM

Now moving to insurance forum..


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