So who has paid their student loan off??
Of those who have taken a student loan (or any big loan for that matter of fact) Have you paid it off yet?
I just paid a whopping 9500pounds into my uk account, to get part of my load paid off. The Japanese yen is currently very strong against the pound, so I thought id play the "exchange market game for the first tim" and jump at an oppurtunity..... hopefully the yen doesnt get too much stonger anytime soon :lol1: (not at least until I get my next few pay cheques to get the rest of the loan paid off lol) Last year, my yen would only have been worth 6,300pounds, so whatever, its like a free 3500 pounds :luxhello: |
I obviously had to click no, as the first vote, as I still have a third of my loan to pay off lol :brickwall
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Can't vote on this one as when I went to Uni I got a grant .....
Dave |
Deferred it for ages, the rate went up, paid it off in full.
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I was at Uni when the loans first came out, paid it off in full with my first pay packet.
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I'm not voting for either option. I'm not a free man, but i'm not being lazy either :p
I'm paying it off at about £100 per month from my salary - thats taken out of my pay packet automatically. I think i've got about 10k left to pay still though :( |
Yes, years ago, but then I did leave Uni in 1994 :eek:
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Can't vote either way, still paying it. Only around £3500 to go...
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3k to go on mine.
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Finished mine this year. wOOt!
5t. |
dont pay your student loan via inland revenue (deductions from your salary) because the IR sits on it for 12 months whilst you're paying interst on your loan to the loan company then pays the loan company after they benefit 12 months of your interest
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Originally Posted by Ray_li
(Post 8251478)
dont pay your student loan via inland revenue (deductions from your salary) because the IR sits on it for 12 months whilst you're paying interst on your loan to the loan company then pays the loan company after they benefit 12 months of your interest
I've never had a student loan but my girlfriend is currently paying hers off via the Inland Revenue. |
It is all wrong that you have to pay it off anyway.
Les |
Think it depends on when the loan is from. Cos I have to deal with the shower that are Honours Student Loans via DD.
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Paid mine off four months ago, but HMRC still haven't been able to stop taking payments, despite numerous requests from myself and the SLC (Student Loans Company).:brickwall
Still, should result in a nice little "bonus" come next April from the taxman!!:lol1: |
Originally Posted by Leslie
(Post 8251688)
It is all wrong that you have to pay it off anyway.
Les |
yeh - you have to pay through the IR :mad:
Try getting any "overpayments" back :rolleyes: Fookin nightmare so I'm told (work in Education so I get to hear alot of complaints!!!) dan |
Dont you have to start paying it..if you only earn more than £15k anually?
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Originally Posted by harry007
(Post 8252345)
Dont you have to start paying it..if you only earn more than £15k anually?
Due to exchange rate my salary flew up obviously, so I just want to get my silly loan paid off as soon as possible!!!:smug: |
Originally Posted by harry007
(Post 8252345)
Dont you have to start paying it..if you only earn more than £15k anually?
Unfortunately my wage is still rubbish, so it's rare I make a payment. Hopefully that will change at some point. Yes Les, It can be a shame that this is a debt that needs to be paid off, but such is life. Especially considering alot of people who I went to Uni with, had to use a fair chunk of the loan, just to pay their fees. |
I didn't go to university until I was in my early 30s to do a full-time MBA. I financed it myself without any need for debt. If university gives you a leg up and increased earnings over the longer-term, then paying for it yourself is only fair IMHO :)
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Work's paying mine off, it was an incentive to go into teaching :smug:
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Nothing to stop you getting loans all through Uni, then doing a masters, PHD etc....then moving abroad and never paying any of it back.
Plenty of people do this, takes the piss really! |
or...if the £15k rule really applies...if you become self employed...get the accountant to show anuall figures of £14,999 LOL!!!
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Did an apprenticeship, all course fees paid as well as petrol money (enough that I don't have to fill my car during "term time") and paid whilst studying :thumb:
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Originally Posted by Nat21
(Post 8252923)
Nothing to stop you getting loans all through Uni, then doing a masters, PHD etc....then moving abroad and never paying any of it back.
Plenty of people do this, takes the piss really! |
Originally Posted by the_msp
(Post 8252955)
Did an apprenticeship, all course fees paid as well as petrol money (enough that I don't have to fill my car during "term time") and paid whilst studying :thumb:
Cheers Lee |
200 quid left of mine to pay
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