Credit Cards - Joking right ?
 

Got a credit card "you are already approved" application in today ...

It's the Vanquis Visa card entitled "Space to breathe with the Vanquis Visa Card.

Nearly Bloomin Choked is more like it .. Typical APR 39.9% :eek:

Just sent all there spam back to them in their own returns envelope (pre-franked 2nd class postage - wonder why ?)

:lol1: Sounds like a right good deal :D

Some people like them :wonder:

Testimonials from Customers Who Have Been Refused credit, No Credit History and Need Credit | Testimonials - Vanquis

yeah i have those sent to me too, and some from freedom finance

39.9% frigging hell :eek: :eek: :eek: :eek: :eek: :eek: at least Dick Turpin wore a mask. Should be illegal in my opinion.

Saw them advertised on the MSN homepage :nono: :nono: :nono: :nono:

Things like this are fine for people that want to restore credit rating - Get the card - Spend on it every month (put all your petrol on it or something) Pay the bill off completely every month - Doesnt cost you a penny and you repeair your credit.

THese cards do have uses - Just dont use them for extended credit.

It's not that bad really, the reason it is so high is due to the way it's worked out and the fact they assumes a really low balance.