QUICK QUESTION FOR INSURANCE PEOPLE OUT THERE..
 

Would an insurance company repair a CAT-D car with £6700 worth of damage based on a value of £9,995?

anyone?

If its cat D, then the insurance company have already written it off. Why would they repair it. It would be sold to a salvage company.

well they have only offered to pay me a payment for repairs to my car instead of a total loss payment as they said they would have repaired the car - thing is I was sure an insurance company wouldn't repair any cat write-off. I might dispute it then

they have basically contredicted themselves

no they havent. If your car is a previous cat d write off and its been put back on the road then as a result of a further accident you are now looking at £6700 worth of repairs it is a border line total loss andcould/should be written off for a 2nd time.

however if your car has been a previous cat d write off the insurance company will offer you far less in value for your car.

this may be a case of your insurer actually being fairer to you by way of making a cash in leau payment for your repair costs. To be honest if you want to retain your car and you know you can get it repaired for less or the same amount as the insurer is offering, it is worth doing.

You will get far less than its value if they write it off due to it being recorded as a previous total loss. Your repair costs are actually greater than 60% of the value of your vehicle and technically your car should be written off. I think your insurer is being pretty fair here actually.

Hope ive answered your query.