Insurance quotes - bottomed out?
 

Getting around to ringing around for quotes this year instead of just accepting the renewal. As I haven't done this sort of thing for the car for a couple of years I was wondering if the lower quotes I was getting were more or less as low as they would go. Anyone comment?

Rough details: me and wife - both over 40, Passat diesel estate 2001
One traffic offence and one 'fault' accident in last 5 years.
Wokingham. Berks area, car on drive.
Business use as well as social etc

Got down to about £300 annual, £250 excess with protected no claims and legal cover to £100K.

Is it worth me spending another couple of hours on the phone?

Ta

Dave

id give it a go, i mean im 25, 4 years no claims, FC no accidents or points in last 5 years

skoda fabia VRS 2005 premium £495, or £570 with protection

so sure you can get your price lower than mine!

Ummm. It is ...... ?

Dave

There's a great insurance forum here you can ask your question in.

Yeah I know - got useful numbers from it but thought this was a better place for this query 'cos it aint about Scoobs ...

Dave

Oh my word don't dare ask anything about insurance in this forum because PEOPLE seriously get offended!!:cuckoo:

Read my thread on the mini GP, you'll know what I mean!!:lol1:;)

I just got a really good quote off Church hill though, give them a try!!..:)

sounds good to me mines 850 for similar all round :cry:]

next year im going to hire a camel instead :thumb:

Have you not tried confused.com or insurancesupermarket.com?

quotes come from upto 50 different companies so will save some time

Confused is owned by Admiral, or their owners, so not the totally unbiased web site you'd think .... though I did try them.

Went with A-Plan in the end. £329 for me, wife and business use. Me with one 'fault' accident 2 years ago and 1 traffic offense (but license is clean!!) - fully protected no-claims (can have 1 claim per year!) and only a £100 excess .

Sounded like a bargain to me.

Dave

yeah sorry, i know its a lower price than mine, i just meant its not substantially lower really considering your extra experience and that fact your car isnt perhaps as tarred with the 'kev racer' image of the VRS... just a thought

But mine also covers business use - plus I was getting to the 'minimum' quote level. Be surprised if someone with the same 'points' and 'experience' as me could get much lower.

Dave

My scoob is now costing me 95 quid a year :D

G!t!! Who, where, what. etc

Dave

LOL

I just had my renewal through, I do only have it fire & theft though, but im sure last year it was around 400 quid just fire & theft

I've got 2 cars on £300 mark through an advertiser on here - RA & Volvo XC

Good service & for maybe another £100 I can't be bothered (haven't got) the time to get it lower.

try being 21 in northern ireland :mad: