Greenlight Insurance
 

Anyone insured with Greenlight who has a full decat?

Did the online quote.... and it said they are unable to quote!!!

I'm 32, full ncb, standard MY06 WRX, if they refuse that i'd expect your premimum to double with a decat ;)

Tony.

Well they suppose to be modification friendly broker with good technical knowledge. Yet they don't do decatted scoobs :wonder: I got a quote and they were like over £200 more expensive and it says at the end of the e-mail:

Additional information:
** Vehicles manufactured after 1992 (K) are required to have a catelytic converter fitted - decatted vehicles must have cat restored to meet UK road law **


Just a warning for people to check their policy if they do have a decatted scoob so they don't get caught out :Whatever_ :thumb:

Hi All,

Due to the area of de-catted exhaust systems being more than a little grey, we had historically maintained the stance that we would not offer terms for de-catted vehicles on the basis that this would potentially give any Insurer the ability to class a vehicle as non-roadworthy.

Whilst we had lobbied our respective scheme Insurers for clarification of their stance upon several occasions, we had never previously managed to obtain clarification from the Government agency as to their stance.

With this in mind we obtained the Government MOT tester's handbooks (inc the "In Service Exhaust Emission Standards for Road Vehicles" operating manual) then set about pursuing DVLA and VOSA for a definitive answer in relation to catalytic converters.

The resulting advice received from a technical advisor at VOSA was that at this time it is not illegal to not have a catalytic converter fitted to your vehicle (post 1992 vehicles), but any vehicle post 1992 would be tested for emissions against the same pass criteria as though a catalyst was fitted.

Thus if your vehicle passes the emissions criteria whilst decatted the vehicle would be roadworthy.

VOSA's technical advisor indicated that this position may change in the future, but until this occurs Greenlight will now be able to accept De-Catted exhaust systems as a modification to your vehicle.


Kind regards

Tony