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BrettC 27 September 2004 11:04 AM

Test drives and insurance
 
Hi chaps

When you sell a car and the buyer requests a test drive what do you do in terms of insurance. Its all very well them being able to drive another persons car on their policy but as far as I'm aware they would be driving it with only the bare minimum third party cover. In the event of a prang you would be up a certain stretch of water way without a rowing implement!!

Whats the normal thing to do?

Cheers

Brett

mad_dr 27 September 2004 11:25 AM


Originally Posted by BrettC
Hi chaps

When you sell a car and the buyer requests a test drive what do you do in terms of insurance. Its all very well them being able to drive another persons car on their policy but as far as I'm aware they would be driving it with only the bare minimum third party cover. In the event of a prang you would be up a certain stretch of water way without a rowing implement!!

Whats the normal thing to do?

Cheers

Brett

Insist that they get a Fully Comp cover note for your car for that day. Or take the risk if you think the sale is worth it...

2000TLondon 27 September 2004 11:48 AM

Would never risk it, if they are serious about buying, and not just round for a quick rant, then paying a few extra quid to their insurers to be fully comp on yours shouldn't be a problem.

When I have ever sold I insist on fully comp, or passenger rides only.....

BrettC 27 September 2004 03:40 PM

thanks guys.


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