Anyone any experience of using debt collection agencies to collect debt?
 

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Not enough money or future business involved in the job.

So you will find that 99% of debt collection agecies wont be interested.

For the sake of 47 quid I would write it off if I was you.....

start a fire in the kitchen and return the compliment.

BB:)

Small claims court then if she doesn't pay get the bailiffs in to remove her goods. Easy.

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Recovering £15 mobile phone bills is common place, but the Vendor will sell 100 fold of that amount and not just the one debt.

Yours is a one off.

The amount that you charge for the letter, the visit etc is not as lucrative as you have imagined.

I would assume that at the moment, it's not an enforcable/provable debt...not until you go to a small claims court. Hence no-one would 'buy' it anyway.

Good luck