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-   -   do you lose you NCD for a gap in insurance? (https://www.scoobynet.com/insurance-19/1066716-do-you-lose-you-ncd-for-a-gap-in-insurance.html)

john_d 08 July 2022 07:46 PM

do you lose you NCD for a gap in insurance?
 
what i mean is i have 9 years ncd on my scoob but as she is currently off the road i am contemplating not renewing at this time and maybe renew next year, my question is would i lose my 9 years because of this gap? does it need to be continuous?

thanks

DAN@ADRIAN FLUX 08 July 2022 09:39 PM

Hi.
Most insurers will allow a gap of up to 2 years to use your NCD.
We however have a number of schemes that can accommodate it for up to 3 years,
Regards,
Dan.

albob 08 July 2022 11:25 PM

So what are you going to be driving instead ? - I imagine your NCD would transfer to your new 'drive'

john_d 09 July 2022 05:33 AM


Originally Posted by albob (Post 12123169)
So what are you going to be driving instead ? - I imagine your NCD would transfer to your new 'drive'


My tourneo which I have separate insurance for

RobsyUK 09 July 2022 08:37 AM

I'm finding out that ncb mean absolutely nothing now days.

john_d 09 July 2022 06:33 PM


Originally Posted by RobsyUK (Post 12123171)
I'm finding out that ncb mean absolutely nothing now days.

How so?

RobsyUK 09 July 2022 06:38 PM


Originally Posted by john_d (Post 12123186)
How so?

Last time i got insurance i didnt mention them until the end of the call. The guy on the phone said it doesnt change anything

ted bass 10 July 2022 10:18 AM

Was told the same when i renewed mine recently, it might be different when ya a new driver and get a couple of yrs no claims and the price drops a bit but if ya been driving for yrs it don't seem to matter much, got 9 yrs plus on both me scooby and the golf and it don't actually mean much price wise.


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