Originally Posted by gazzawrx
(Post 11917029)
Because the guy i spoke to told me that when i asked why my policy was increasing even though i had another years no claims to add.:mad:
Rubbish you run an online quote and amend the NCB you'll see the price change NCB discount can range from 10/15% off the base rate. He was just fobbing you off. |
Not having a go at you but p1sses me right off getting insurance in the BD postcode. Insurance companies are more than happy to tar everyone in this postcode with the same brush..!! Even though I have full no claims / vat registered business etc etc year on year I struggle to even get a quote for trade insurance.
Now trying to get a classic agreed value on my 22B and they basically as good as say no chance ! Thats 2 today alone from Footman James / Adrian Flux. Then they wonder why so many people drive without insurance !
Originally Posted by Moley
(Post 11916906)
Harsh to tar the whole industry with the same brush, we're not all bad guys.
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It's pretty expensive now that's for sure. £500 for me in my late 30's to insure my ****ty Golf 1.4. The insurance companies must be raking it in? It must be hell if you are 19/20 ish?!
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Originally Posted by RAF1
(Post 11919062)
Not having a go at you but p1sses me right off getting insurance in the BD postcode. Insurance companies are more than happy to tar everyone in this postcode with the same brush..!! Even though I have full no claims / vat registered business etc etc year on year I struggle to even get a quote for trade insurance.
Now trying to get a classic agreed value on my 22B and they basically as good as say no chance ! Thats 2 today alone from Footman James / Adrian Flux. Then they wonder why so many people drive without insurance ! M = More. |
Originally Posted by wilkoca
(Post 11919053)
Rubbish you run an online quote and amend the NCB you'll see the price change NCB discount can range from 10/15% off the base rate.
He was just fobbing you off. |
Originally Posted by tony de wonderful
(Post 11919063)
It's pretty expensive now that's for sure. £500 for me in my late 30's to insure my ****ty Golf 1.4. The insurance companies must be raking it in? It must be hell if you are 19/20 ish?!
My 21 year old daughter pays that for her Mini Cooper!! |
Originally Posted by tony de wonderful
(Post 11919063)
It's pretty expensive now that's for sure. £500 for me in my late 30's to insure my ****ty Golf 1.4. The insurance companies must be raking it in? It must be hell if you are 19/20 ish?!
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Originally Posted by gazzawrx
(Post 11919143)
Theres no such thing as an online quote with traders policies, everythings done over the phone.:mad:
My bad didn't realize it was a traders policy |
Originally Posted by coupe_20vt
(Post 11919299)
:eek::eek::eek:
My 21 year old daughter pays that for her Mini Cooper!! |
Originally Posted by gazzawrx
(Post 11916626)
that's the thing though, insurers don't want us to stop making PI claims as insurers make soo much money out of them, they're happy to let them run. same as hire charges, and parts bills. you claim its down to the consumer but in reality its not, you claim loads in parts bills your end but when it comes to giving the green light for any repair work at the insurance approved repair center you try and cut the bill cost and save as much as possible, I know this 100% as I work in one and also have to deal with PI claims on occasion. Its greedy insurers making a mint, I know first hand that most of the money made from PI's and accidents goes between insurers and claim accident management companies, the body shop at best gets the referral fee and a bit of storage, the rest is split between the above. :mad:
Most insurers might make 3p profit for each £1 of premium that they charge (if they're lucky) so it's not like they are raking it in. It's the solicitors that are the problem as well as the general public - people wanting 'free' money. It's no different to the ppi claims scandal, 90% of those who took out ppi knew what they were doing but then claimed to have been duped to get back a few £100's or £1000's in compensation. |
Originally Posted by Donnie Brasco 46
(Post 11919408)
How exactly do insurers make 'a mint' from pi claims? It costs them money to pay the claim and they get nothing back.
Most insurers might make 3p profit for each £1 of premium that they charge (if they're lucky) so it's not like they are raking it in. It's the solicitors that are the problem as well as the general public - people wanting 'free' money. It's no different to the ppi claims scandal, 90% of those who took out ppi knew what they were doing but then claimed to have been duped to get back a few £100's or £1000's in compensation. Now think about it the other way round, when theyre the ones claiming;) |
Here's one for you.
http://www.belfasttelegraph.co.uk/ne...-35453675.html |
"That is simply the nature of car insurance"
Speaks volumes really, i rest my case. |
Originally Posted by gazzawrx
(Post 11919718)
Insurance never goes down.
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Originally Posted by Moley
(Post 11920100)
I can assure you it does, it just hasn't for you unfortunately
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Originally Posted by tony de wonderful
(Post 11920101)
What's the quickest way to reduce your premium?
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Originally Posted by Moley
(Post 11920100)
I can assure you it does, it just hasn't for you unfortunately
Any chance of four in a row? :D |
Originally Posted by tony de wonderful
(Post 11919376)
She second driver or something? Bear in mind I live in the North West which is apparently really bad for accidents/claims.
I'm a named driver and she has 3 years NCB. Leafy rural Warwickshire probably helps. |
Markets now reacting to the Ogden rate review prices have started to increase across the motor industry.
Initial rate rises of 5-7% Your premiums are going to rise. |
In case anyone here in Uk were STILL labouring under the delusion staying loyal to any provider might benefit them ...
https://www.theguardian.com/money/20...r-charity-says |
They're all chancers.
I got my car renewal quote through from LV - £525, which was £20 more expensive then last year. As I do every year, I do some comparisons to see what else is available. LV come close to the top of the list at £330 - exactly same cover, I choose to proceed to the insurers website from the comparison site, I see two questions which I select yes to (Parking sensors and autonomous emergency braking), price drops to £305. |
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