Hitting a puddle while going flat out = broken!
 

I went for a Sunday drive and while out I hit a puddle, this cooled my down pipe down so much it created my exhaust to fail...

Arse!

As my car now sounds like a tractor, booked into EMP to get a new down pipe made up.

Arse!

https://cimg0.ibsrv.net/gimg/www.sco...cc803ce5e.jpeg

you're lucky you got away with only that... you could have smashed the whole car up