insurance costs
 

Hey All

What the most amount you have paid for insurance. I got a qoute from churchil for £1650, specialist cannot offer me any cheaper than this. I thinking if its worth buying another scooby at this cost.

Im 26 with 3 NCB.

2003 WRX

£362.55/year (1st Central)

32 years old, 14 years NCB (though their maximum is 9+ years)

One of the few benefits of getting older.

26 with 6 years ncb just renewed with sky at £550 green light offered me the same on a like for like quote
2001 WRX

29 (on Thursday) 8 years ncb no points 2005 STi with all mods declared £520 Sainsburys.

33, max no claims, v5 type R with all mods declared (inc new 2.1 or 2.5 engine ) and covered like for like and about £550 iirc via moley.

just gonna bung the details into the meer cat for a larf and see what it spits out.

£2088 hahahahaha

Your guys insurance is well cheap. Last time paid around £1300 so its gone up. Not sure if I should go ahead with new price.

Which area is the car being kept in? As if it's a high risk postcode you can expect to pay more.

I'm 24 with a Hawkeye STI, costs me approx £800 with 1 year NCB.

Ok i feel like im gona cry now. Yeh i do live in a high risk post code and some people just wont insure me unfortunately but 1650 just feels like im getting raped on this.

Who are you insured with me if you dont mind me asking.

Admiral :-)
I live in the lowest post code area possible, have both my mother and sister down as named drivers which brought it down.

I'd rather pay more and insure elsewhere, than be covered by Admiral.

You can bring premiums down by (in no particular order):
being older and more experienced
not having accidents (either fault or non fault as some insurers will up your premium in the event of a non fault accident, Admiral I'm looking at you [happened to me and a friend, grr])
not smoking
not commuting
good car security (inc cameras, there are a few insurers around now who give discounts for car cameras)
low crime post code (not just car crime, where I live suffers from "anti social" crime, but no car crime at all, and I get penalised for it)
sharing risk with named drivers
sharing risk with the insurer by taking a high voluntary excess
keeping your annual mileage down
working for an insurer who gives staff discount ;)
having your home insurance with the same people (multi product discount)

plus more....

I with amdiral too and they are charging me 1700 on my current policy. : (

Hi,
Have you tried ourselves for insurance? If not please feel free to drop me a line. I'd be only too pleased to try and help out.
Regards,
Dan.

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