changing vehicle and insurers,will i lose no claims bonus?
I've been getting insurance quotes on a few cars from compare the market and for one of the cars, my current insurance company is coming up with a price about £200 more than some other companies.
My question is, if i change companies mid term, will i lose my n/c bonus and also get such a poor refund,it won't be worth it? |
you won't lose the NCB, you just won't get the additional one for the year that you're in. You'll also get bugger all back - normally get stung with an outrageous admin fee. This happened with me recently when I changed, but the insurer I was with wanted an extra £800 for the year, I shopped around and got it for £250 for a full year, it was well worth it
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Its like they know they've got you by the balls lol which they sort of have!
I started my policy in june for the car i have now,which cost £330 they now want £575 for this other car! Other companies are quoting me around £330 on the new car,my company should be the same! Its like they're saying,give us £200 more,otherwise you have to mess about changing companies,losing n/c bonus and a big admin fee if you don't! |
I've just had the same thing with A plan. £430 for the scooby, gone to a Focus St and they wanted an extra £36. Aviva £197 for the year.
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Originally Posted by Sy5
(Post 11580545)
I've just had the same thing with A plan. £430 for the scooby, gone to a Focus St and they wanted an extra £36. Aviva £197 for the year.
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Went with Aviva and have to cancel A plan. Lost this years no claims but I can live with that.
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Originally Posted by Sy5
(Post 11580568)
Went with Aviva and have to cancel A plan. Lost this years no claims but I can live with that.
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It would of been due on Feb 19th and no, no Money back mate. Maybe I could of paid the extra and changed insurers in Feb to keep the no claims but, at the time I just needed the Focus insured with no hassle.
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Originally Posted by Sy5
(Post 11580575)
It would of been due on Feb 19th and no, no Money back mate. Maybe I could of paid the extra and changed insurers in Feb to keep the no claims but, at the time I just needed the Focus insured with no hassle.
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Give them a ring, they might change it but I wouldn't like to say if you'd get a part refund or not.
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Originally Posted by Sy5
(Post 11580608)
Give them a ring, they might change it but I wouldn't like to say if you'd get a part refund or not.
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Hi,
If you decide to move insurer then please feel free to give us a try for insurance. I'd be only too pleased to try and assist. Regards, Dan. |
Originally Posted by DAN@ADRIAN FLUX
(Post 11581061)
Hi,
If you decide to move insurer then please feel free to give us a try for insurance. I'd be only too pleased to try and assist. Regards, Dan. |
Originally Posted by scoobyJim2
(Post 11581569)
Thanks Dan ?dc4d |
Originally Posted by Sy5
(Post 11580545)
I've just had the same thing with A plan. £430 for the scooby, gone to a Focus St and they wanted an extra £36. Aviva £197 for the year.
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Had similar with Kieth Michaels, couldnt transfer the policy, and they wanted £250 more than Admiral, so i had to cancel One month before the year was up, so lost the entire years no claims.
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Originally Posted by Trinity
(Post 11581600)
Had similar with Kieth Michaels, couldnt transfer the policy, and they wanted £250 more than Admiral, so i had to cancel One month before the year was up, so lost the entire years no claims.
They definitely know people would rather pay more to stay with company,than to change and lose n/c bonus and admin costs! How can approx 10 other companies quote me about the same price that i pay on this car and the one im with want £200+ more!? I bet next year their quote would be less,probably the same as i pay now.. |
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