Speed Awareness Courses \ Insurance
#1
Speed Awareness Courses \ Insurance
My wife got flashed the other day - and went to a speed awareness course costing £120!
It was her first offence...so thinking this would be a better option then having 3 points and a increase in the insurance premium!
The police are making a killing from these courses - they were fully booked for over a month around all the centers around London \ Essex!
Insurance up for renewal - and guess what question i got asked
Any of the drivers have any points , convictions or been to any related courses - You can imagine what happened once i told them yes. (Premium Increase)
They also said the Police should notify us to advise the insurance company - this they did not do..
It was her first offence...so thinking this would be a better option then having 3 points and a increase in the insurance premium!
The police are making a killing from these courses - they were fully booked for over a month around all the centers around London \ Essex!
Insurance up for renewal - and guess what question i got asked
Any of the drivers have any points , convictions or been to any related courses - You can imagine what happened once i told them yes. (Premium Increase)
They also said the Police should notify us to advise the insurance company - this they did not do..
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My wife got flashed the other day - and went to a speed awareness course costing £120!
It was her first offence...so thinking this would be a better option then having 3 points and a increase in the insurance premium!
The police are making a killing from these courses - they were fully booked for over a month around all the centers around London \ Essex!
Insurance up for renewal - and guess what question i got asked
Any of the drivers have any points , convictions or been to any related courses - You can imagine what happened once i told them yes. (Premium Increase)
They also said the Police should notify us to advise the insurance company - this they did not do..
It was her first offence...so thinking this would be a better option then having 3 points and a increase in the insurance premium!
The police are making a killing from these courses - they were fully booked for over a month around all the centers around London \ Essex!
Insurance up for renewal - and guess what question i got asked
Any of the drivers have any points , convictions or been to any related courses - You can imagine what happened once i told them yes. (Premium Increase)
They also said the Police should notify us to advise the insurance company - this they did not do..
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Me and my wife have both done the course. Both separate insurers never asked. ??
Our course only cost £85 at the time. Beginning of last year.
But like yous say I'd rarther a course the fine n points.
Our course only cost £85 at the time. Beginning of last year.
But like yous say I'd rarther a course the fine n points.
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My wife got flashed the other day - and went to a speed awareness course costing £120!
It was her first offence...so thinking this would be a better option then having 3 points and a increase in the insurance premium!
The police are making a killing from these courses - they were fully booked for over a month around all the centers around London \ Essex!
Insurance up for renewal - and guess what question i got asked
Any of the drivers have any points , convictions or been to any related courses - You can imagine what happened once i told them yes. (Premium Increase)
They also said the Police should notify us to advise the insurance company - this they did not do..
It was her first offence...so thinking this would be a better option then having 3 points and a increase in the insurance premium!
The police are making a killing from these courses - they were fully booked for over a month around all the centers around London \ Essex!
Insurance up for renewal - and guess what question i got asked
Any of the drivers have any points , convictions or been to any related courses - You can imagine what happened once i told them yes. (Premium Increase)
They also said the Police should notify us to advise the insurance company - this they did not do..
I went on one of these courses the other day.
We were categorically told NOT to tell our insurance company that we have been on the course.
The records are not available to insurance companies.
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#9
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If that really is this case then it's a bit flipping cheeky for insurers to start asking if you've been on one. However if they ask the question and you don't disclose it doesn't that amount to fraud whether or not they have records to prove it. Tricky one in the eyes of the law I'd have thought?
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If that really is this case then it's a bit flipping cheeky for insurers to start asking if you've been on one. However if they ask the question and you don't disclose it doesn't that amount to fraud whether or not they have records to prove it. Tricky one in the eyes of the law I'd have thought?
I was told that the course records are confidential and not available to insurance companies. So in theory the insurers cannot ever know, that said it doesn't feel comfortable
#11
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So if that is the case boycott Admiral. They will change their policy if it hurts their profits. Caveat unless you can't get insurance elsewhere then you will have to decide whether to disclose the information.
I have a colleague that was given a caution for a very trivial matter and it expired immediately under the rehabilitation act. He was advised that he has no obligation to disclose to insurance companies of the caution. Soon as you do disclose, it can be almost impossible to get cover or is heavily loaded. A extreme policy stance by insurance companies for a drunken night incidence. Insurance companies are not trust worthy!
I have a colleague that was given a caution for a very trivial matter and it expired immediately under the rehabilitation act. He was advised that he has no obligation to disclose to insurance companies of the caution. Soon as you do disclose, it can be almost impossible to get cover or is heavily loaded. A extreme policy stance by insurance companies for a drunken night incidence. Insurance companies are not trust worthy!
#14
I'm going on one tomorrow (Wednesday) morning. Considering all the stupidly fast cars I've had and the stupid things I've done when younger, I was caught for going 36 in a 30 in a Toyota Verso ...
I hope it is interesting at least.
I hope it is interesting at least.
#15
Actually, it wasn't that bad. Quite basic and simple stuff, but not condescending and presented in a reasonable fashion.
They did say at the end very explicitly to stop using Admiral insurance to show them that they shouldn't be asking about the course.
They did say at the end very explicitly to stop using Admiral insurance to show them that they shouldn't be asking about the course.
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My wife got flashed the other day - and went to a speed awareness course costing £120!
It was her first offence...so thinking this would be a better option then having 3 points and a increase in the insurance premium!
The police are making a killing from these courses - they were fully booked for over a month around all the centers around London \ Essex!
Insurance up for renewal - and guess what question i got asked
Any of the drivers have any points , convictions or been to any related courses - You can imagine what happened once i told them yes. (Premium Increase)
They also said the Police should notify us to advise the insurance company - this they did not do..
It was her first offence...so thinking this would be a better option then having 3 points and a increase in the insurance premium!
The police are making a killing from these courses - they were fully booked for over a month around all the centers around London \ Essex!
Insurance up for renewal - and guess what question i got asked
Any of the drivers have any points , convictions or been to any related courses - You can imagine what happened once i told them yes. (Premium Increase)
They also said the Police should notify us to advise the insurance company - this they did not do..
My insurance company asked if I'd been on a course. Obviously I answered yes (To lie would invalidate my insurance). They immediately put um my premium by £180, but later reduce it by £80 when I said I'd had a better quote. B.astards.
I was told, they bump up the premium for the first year, then reduce it quite a bit on the next 4 years. Still, just a money making scheme.
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#22
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Indeed i would expect that Admiral would be inclined to take the SAC to court for misfeasance in public office (or something like that).
mb
#23
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In the eyes of the law (no less! ) they're invalid after 3 years - and you can a pay a nominal fee to get them physically removed from your licence after 4.
But the ****-esque Ins. Co.s demand you to disclose if they are up to 5 years(?!)
And now this little 'scam'... FFS!
Just who the hell do they think they are!!
Last edited by joz8968; 08 January 2014 at 09:46 PM.
#24
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See if you can beat there track record, there may be a prize, lol. Seriously I hear they make you feel really guilty doing a few miles an hour over the limit.
#25
This is what makes me mad.
In the eyes of the law (no less! ) they're invalid after 3 years - and you can a pay a nominal fee to get them physically removed from your licence after 4.
But the ****-esque Ins. Co.s demand you to disclose if they are up to 5 years(?!)
And now this little 'scam'... FFS!
Just who the hell do they think they are!!
In the eyes of the law (no less! ) they're invalid after 3 years - and you can a pay a nominal fee to get them physically removed from your licence after 4.
But the ****-esque Ins. Co.s demand you to disclose if they are up to 5 years(?!)
And now this little 'scam'... FFS!
Just who the hell do they think they are!!
#26
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Don't insurance companies also share information, therefore if you've mentioned it to one company, there's a good chance others will also know. We should pose the question to some of the insurance companies on this forum - which is worse in terms of cost: take the 3 points and a fine, or pay for the course and notify your insurance company?
#28
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If past 3 years has no baring on the premium then why ask? After all the bottom line is how much money they charge you. Why does them just knowing about it make any difference to anything?
#30
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