paulr

Okay, bit of an open ended question, but has anyone a limit in the 10-15k region on a 0% purchases credit card?

(or any sort of CC)

zip106

Not a 0% rate, but we have a £15k limit on a Lloyds cc.
Don't actually know how it came to be that much, but we've had the card for at least 10 years.

bustaMOVEs

iTrader: (31)

Lloydstsb, mine went upto £16k bit by bit. Had to go online and lower it as it was too tempting all the time, took it to about £12k at the time.
Payment made ontime help without missing payments. I have a good record of that.
Nothing to be proud of though as they are scammers, they just want you to get in dept.
All cleared now though.
My balance is about £400. Lol
A word of advise, avoid cc they are just addictive, especially when you have a Subaru, oh I'll pay later attitude.

pimmo2000

iTrader: (6)

My HSBC one is at 9k now, it's completely empty and for some reason they keep increasing it ..

RobsyUK

iTrader: (2)

Barclays gave me £17k last month! 0% on balance transfers for 18months. And it took less then 4mins to be approved on their site...
And this is how stupid they are...

You can only make one payment a month and you can not use more then 3 different cards to pay... Fecking stupid if u ask me

what would scooby do

Unlimited if you are a high net worth individual..

legb4rsk

I remember American Express had an unlimited charge card.
My local Off License had a guy turn up with one & the shopkeeper had never seen one before because it was black & gold (this was in the days before fancy coloured cards) so he called up Amex to check.
They gave him a huge bol*ocking for even questioning the holder!

urban

iTrader: (1)

I've a 19K limit on my master card.

dibbleyuk

iTrader: (1)

£650 on my Natwest credit card lol Dont want any more! My business credit card just keeps going up and up!

David Lock

What is this, a wealth fashion parade?

Why don't you just publish an SN Rich List

dl

lordharding

iTrader: (1)

Think my rbs cards are now 18k
Which is irrelevant when I have never paid a penny interest in 28 years

Quite scary you could go on a massive bender abroad and pay back just a few hundred if you had a mid life crises

lordharding

iTrader: (1)

That would be fun

EddScott

I have 3 cards.

2 of which are 10K+ and I bounce the outstanding balance between the two every couple of years.

We want a conservatory and the one we want is £15K from start to finish. I could probably increase one of the cards to £15K but would need to get the balance down to below £10K before needing to move it to the other card. I think as long as you are strict with yourself and maintain the payments there is no other way to borrow money with no interest rate.

I have a 3rd card mostly used for my hobbies (trains, RC, 1:1 car etc) which I keep at £1000. Could be more but I know I'd just use it.


I know one person going bankrupt who owes £40K on cards and a work colleague ex-Mrs is apparently already bankrupt and managed to get over the £100K mark on cards - apparently anyway.

kingofturds

iTrader: (1)

Max out every card you can get to the tune of £150k, withdraw all the money and stash it somewhere safe, go bankrupt. Profit!!

David Lock

But only if you live in rented

Bean1984

iTrader: (3)

Mines just been increased to £2k. My card is only used in an emergency apart from the ex eiping me out. Altho thats all paid off now mine only gets used if my debit card gets blocked from nationwide which has happened in the past a few times

stilover

I know someone who has a £50k limit on his Credit card.

However, he is a Millionaire.

EddScott

This is so true. I know a few career employed/faux disability who have got cards, maxed them, then declare themselves bankrupt. Can't pay it back or £2 a week, leave it a year or so then reapply. Stunningly, they sometimes get accepted and off they go again. Maybe fiddle with the addresses a bit.

Can always tell because Christmas for the kids is either awesome or sh1te

J4CKO

iTrader: (1)

Credit limits on credit cards dont impress me, if so inclined anyone can con them into giving you a higher limit.

If you ear well, pay all your bills and buy the odd thing on credit you can soon get a pretty good credit limit, inflate what you says you are earning and apply for several, can soon build up a nice portfolio of cards.

boxst

My (MBNA) credit card has a £19K limit. Nothing to do with being rich, I have just had one for years and years (I really should change it) and they just put it up £1K here and there.

I have never got even close (and wouldn't want to) to that limit.

Flaps

iTrader: (1)

I made three online payments to my Barclaycard last month.

Chip

Got 3 cards with a total of over £30k credit.
Only use the one though which is paid off in full each month.

RobsyUK

iTrader: (2)

Edit* Sorry can only use 2 different cards in a 30 day period. And 3 payments a month. As many as you like over the phone but only 1 payment in 24hrs!

Can only hope their Fixed rates ruin them... Shunts!

mitchster26

I used have a 11k limit, but the highest limit i can get now is £1150

wayne9t9

Anyone lend us a tenner?