shares, any good tips at the mo, i got about 3k to invest
#5
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Originally Posted by VinPetrol
how much does it cost to do this through a bank, is this the best place to trade ?
...help pplease!
...help pplease!
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Originally Posted by VinPetrol
any body ? If not i guess i'll jus have to pay off a loan i have, i jus thought i could moake a little profit b4 being senseble.
you could invest in english spelling lessons
sorry im that way out today
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#8
How much interest on the loan ? If you are confident that you can earn more on the 3k than you pay interest on the loan then invest. If not which seems to be the case then don't bother. Even for experts trading shares is risky unless you are looking for long term investments.
#10
send it to me - As a financial advisor I will look after it for you.
p.s. Can you get it here before the end of next week, as I am off to France for a month and I think investing in gallons and gallons of plonk would be a wise move
p.p.s - only do this if you think it is safe to leave me in charge of gallons and gallons of plonk
p.s. Can you get it here before the end of next week, as I am off to France for a month and I think investing in gallons and gallons of plonk would be a wise move
p.p.s - only do this if you think it is safe to leave me in charge of gallons and gallons of plonk
#11
AIM market - Daniel Stewart (DAN). Good results announced yesterday, mentioned in most of the worthy newspapers yesterday/today. Company is a finance broker for small companies, companies coming to the AIM are their speciality and the AIM market is expanding rapidly.
As AIM co's go this is a pretty 'safe' investment.
And yes I do own some of these but as always - dyor (do your own research)
I have an on-line account with Selftrade and dabble with mostly AIM or small caps for a bit of fun - 3K is perfect for this. Register for ADVFN and spend a few nights on the free BB getting to know the regulars on some of the more active threads.
As AIM co's go this is a pretty 'safe' investment.
And yes I do own some of these but as always - dyor (do your own research)
I have an on-line account with Selftrade and dabble with mostly AIM or small caps for a bit of fun - 3K is perfect for this. Register for ADVFN and spend a few nights on the free BB getting to know the regulars on some of the more active threads.
Last edited by Kevin Groat; 14 June 2005 at 05:10 PM.
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Your loan rate - the rate you're paying - is very likely higher than any relatively safe return on investing. Unless you find a genuine inside tip somewhere (which would of course be illegal to act on) I reckon you should either (i) pay the loan or (ii) pay half the loan, put 25% in a risky aim stock - oil independents are fashionable - spend an eighth and put an eighth on the 3.30 at York tomorrow.
Easy quick buck investing is a thing of the past... think of it as a gamble if you do it at all - i.e., do research and consider the odds but assume you'll need a bit of luck to make money.
I'd pay the loan if it was me. Or spend it.
Easy quick buck investing is a thing of the past... think of it as a gamble if you do it at all - i.e., do research and consider the odds but assume you'll need a bit of luck to make money.
I'd pay the loan if it was me. Or spend it.
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thanks for tha advice everyone!
I had pretty much decided to pay off the loan an save all the hastle by last night, so i called up the loan co, an asked how much i would save by paying it off early, i was ver suprised to hear that i would be saving £250 ish in total by settleing early !
I though it would be way more, which now makes me think about investing an tellin the bank to shove it up their as$es.
I had pretty much decided to pay off the loan an save all the hastle by last night, so i called up the loan co, an asked how much i would save by paying it off early, i was ver suprised to hear that i would be saving £250 ish in total by settleing early !
I though it would be way more, which now makes me think about investing an tellin the bank to shove it up their as$es.
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You can save £250 - how much do you think you'll make investing 3 grand? Interest rates are, what, 5%? So your £3k in a bank for a year would get you, say, £150. You can make more money but the risk will be higher... and the 250 you could save is risk-free.
This isn't the 90s - share values rarely go ape**** these days. If you made 500 notes on 3k you'd be doing well - don't think there's a low risk way of geting that kind of return.
This isn't the 90s - share values rarely go ape**** these days. If you made 500 notes on 3k you'd be doing well - don't think there's a low risk way of geting that kind of return.
#16
<cynical mode> yeah there is, your all too defeatest.
Buy 3 grand worth of rubbish and sell it on ebay. that would net you far more
in return, very low risk.
current favs:-
rare nike trainers - buy abroad and sell here.
medicom/kubrik and crap japanese toys.
anything with a gorillaz logo
old clothes - esp designer - for the tk maxx brigade
all your old cd's, burn them to itunes and then sell them individually
mobile phones - as soon as you get a free upgrade, take it and sell it all the suckers that have lost theirs and cant get another upgrade for a year!
its a veritable goldmine if you are prepared to do about 5 secs worth of typing!!
if not resort to drugs and downloaded movies. almost zero risk these days!!
Buy 3 grand worth of rubbish and sell it on ebay. that would net you far more
in return, very low risk.
current favs:-
rare nike trainers - buy abroad and sell here.
medicom/kubrik and crap japanese toys.
anything with a gorillaz logo
old clothes - esp designer - for the tk maxx brigade
all your old cd's, burn them to itunes and then sell them individually
mobile phones - as soon as you get a free upgrade, take it and sell it all the suckers that have lost theirs and cant get another upgrade for a year!
its a veritable goldmine if you are prepared to do about 5 secs worth of typing!!
if not resort to drugs and downloaded movies. almost zero risk these days!!
#17
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iv actluey got 26 weeks to pay it back, not a year, does this make much difference to what youve said ? is it best to play the stock market over a longer period of time or shorter ?
#21
use it to buy t shirts from Thailand, t shirt is 30 pence 27.5 percent import duty is 38p. £3000
is 7894 t shirts sell for 80 pence each gets £63157.89 two grand for shipping and storage costs leaves a tidy profit. Just don't buy any small t-shirts.
is 7894 t shirts sell for 80 pence each gets £63157.89 two grand for shipping and storage costs leaves a tidy profit. Just don't buy any small t-shirts.
#22
Are you saying the loan has only 26 weeks left, and if you pay it off early you save £250? That's like 16%ish annualised Pay off the loan!
It's best to play the market over the long term 5+years. Of course you could get lucky quicker...but that could be good luck or bad...for every person who doubles their money someone else halves theirs..
Cman
It's best to play the market over the long term 5+years. Of course you could get lucky quicker...but that could be good luck or bad...for every person who doubles their money someone else halves theirs..
Cman
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As old fart says above pay off the loan , if someone offered me a firm 8.3% on 3 grand over 6 months (which is about what your £250 saving works out at )I'ld have their arm off . Remember some very basic advice 'don't invest money in the market you can't afford to loose' and I gues you can't afford to loose your £3000 , you'll sleep better at night then
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Originally Posted by VinPetrol
oooh bugger, sorry guys, i meant months not weeks !!!
idiot !!
idiot !!
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