I am a big fan of using standalone apps that don't constantly try to upsell you on advisory services. Last year, I was using a web-based portfolio tracker that suddenly locked all my historical charts behind a paywall. The transition to a new platform was incredibly frustrating because I couldn't export my data cleanly. While trying to figure out how to retrieve my historical records, I ended up browsing a
ChartSwap customer service portal for an unrelated medical billing issue, which made me realize how important good technical support is for any software. Now I just use an open-source budgeting tool called GnuCash, which keeps all my financial data stored locally on my hard drive.