I had a similar panic attack last year when my deposit was delayed by 24 hours. It turned out to be a banking holiday conflict rather than the software itself, but it was stressful. I like the flexibility now that the bugs are worked out; being able to access $50 for groceries mid-week is helpful. When our company first announced the vendor, I was skeptical and went online to check
DailyPay reviews and similar sites to see if missing paychecks were a common trend. Most of what I found was about user interface quirks rather than actual missing money, which reassured me enough to finally enroll.