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Old Apr 18, 2009 | 10:55 AM
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Default stopped cheque

I got a cheque from a solicitor, paid it into my account last week , Ive just got it back this morning from my bank it says refer to drawer!!! whats it mean ????? ie nomoney in his account or has he stopped it ?????
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Old Apr 18, 2009 | 10:57 AM
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Have they actually sent the cheque back to you? Sure we had a few back being stopped that said so.

Just found this too.

https://www.askthe.police.uk/content/Q626.htm

Last edited by Spec'c'57; Apr 18, 2009 at 10:58 AM.
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Old Apr 18, 2009 | 11:09 AM
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Hello allen , i just spoke to my partner who works for a company who deals with peoples cheques , she said you will have to contact the solicitor and tell them you have paid it in so they can give clearance , but usually they pay it straight in to your account so it don't look suspicious or fraudulent ..lol or they might be broke ....lol hope you get it sorted . mines a large one ...lol
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Old Apr 18, 2009 | 06:39 PM
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No funds in the account to cover Alan.
The bank automatically represents to see if it will clear on the second presentation. If not it will be sent back to you as Refer to Drawer.
Get on to them mate and give them some stick.

Edited to add if they had stopped payment it would have been stamped Payment Stopped.

Last edited by RLE; Apr 18, 2009 at 06:40 PM.
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Old Apr 18, 2009 | 09:06 PM
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Originally Posted by RLE
No funds in the account to cover Alan.
The bank automatically represents to see if it will clear on the second presentation. If not it will be sent back to you as Refer to Drawer.
Get on to them mate and give them some stick.

Edited to add if they had stopped payment it would have been stamped Payment Stopped.
Yes m8, it happened to me as well, cheque bounced back because they where broke..... ... hope u'll sort it out...
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Old Apr 18, 2009 | 11:44 PM
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Blimey

Not seen that since I worked in a Bike shop in the 1980's....

It means that there are insufficient funds in the account to which the cheque was drawn so has been "bounced".

It's actually illegal to write a cheque knowing that it can't be cashed.....the definition has changed over the years but I think the current terminology is a "false instrument"..either way the solicitors are to blame.

Shaun
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Old Apr 19, 2009 | 12:03 AM
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Originally Posted by alanbell
I got a cheque from a solicitor, paid it into my account last week , Ive just got it back this morning from my bank it says refer to drawer!!! whats it mean ????? ie nomoney in his account or has he stopped it ?????
A solicitor' paying you money. F@ck me that's a first! And then the tw@t bounces the check.
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Old Apr 19, 2009 | 12:13 AM
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odd one.

If you need any help then PM me.
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Old Apr 19, 2009 | 07:45 PM
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Originally Posted by Milamber
odd one.

If you need any help then PM me.
you writing dodgy cheques too now mr?
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Old Apr 19, 2009 | 07:58 PM
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it might also be that the signiture(s) on the chq dont match the mandate. First point of call is to contact solicitors and tell them about it
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Old Apr 19, 2009 | 08:14 PM
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Alan, give me a call first thing in the morning and i will advise you what to do.
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