Can anyone recommend a decent aftermarket warranty. I need to get one for the wifes micra asap and one for my leggy when it runs out next year.

Ive seen one for £154 pa at warranty works (for the micra) and £195 for the leggy, It seems quite comprehensive but there is the old doesnt cover wear and tear clause, as far as I'm concerned all mechanical failures are caused by wear and tear be it premature or otherwise, ,seems like an easy get out clause to me. It also seems very cheap , the extended subaru warranty on my legacy costs about £600 per year (paid for by dealer not me) so £195 seems a little too cheap to me.

Do any of you bother with extended warranties or do you just bite the bullet when it all goes **** up , I really dont fancy a bill for rebuilding the H6 if it decides to let go, I can imagine that the auto box aint gona be cheap either.

Any comments would be greatly appreciated.