Hi Guys

I am insured with Tesco on my 95 WRX and wondered if they accept any modifications, i.e. exhaust and induction kit? If they do, does anyone know how much extra they charge?

John

 

Tescos are good on unmodified cars, start to modify and you will be charged serious ammounts of cash that you dont really want to part with for virtually 0 bhp increases

Tony

 

Bugger!!!!

 

I was quoted £565 standard WRX with Tesco, with exhaust & alloys & tracker £812!!! f.f.s. ,mental. I then get a quote from Norwich Union ,same mods for £626 without Tracker.

 

Blimy, what a difference! I'm only 20 though, so Tesco were the only people to insure me. I might have to have a good ring around when i'm 21. Hopefully that should make a difference!

 

Once you've done a quote with them on a standard car, ask them what difference the mods your looking at adding to your car will make.

simb

 

They want £250 from me just to change the spoiler.

Great for the standard car - start modding and your ganna get hurt$$$$$$

 

I sold my scooby because of the stupid amounts added by tesco. I had a backbox and 17"alloys as my only mods and they wanted £510 extra, £1100 standard and £1610 modded,RIDICULOUS. Also i was told to read my excesses in more detail and noticed that along with my comp excess of £250,there was a voluntary one of £150 and then also a young driver one of £250. Total excesses were thus £650!!!!!!!!!! Although they do give great quotes to younger drivers and are sometimes the only ones who will insure us,tescos aint all they are cracked up to be!

 

Adrian Flux wanted £1800 or so from me & Tesco wanted £1000 I suppose the catch is Adrian Flux know us all too well!!!!

Still good to get you on the road tho but I agree with Silver Wagon on the excess score - was a shoc kwhen I noticed that one..!

 

Also tesco were one of the only three out of about 50 companies that would bother quoting me,ahh the joys of being a young driver,lol

 

I'm in the same position only being twenty, they wanted an extra £1200 for a set of 18's, a performance exhaust and filter (to fair though no one else would insure me). Decided to stick to a standard Scooby untill i'm 21 then try again with just an exhaust to see how much that goes up.

Damn it i want to hear the Scooby rumble.....

 

I would have a closer look at your excesses too mark, i was amazed when i realised the full extent of mine only half way through my policy

 

My Tesco's excess last year was 750 notes!!!

 

Not sure about anyone else but i dont fancy driving with a £750 price riding on an accident!!!

 

Makes you be more sensible apparently!

Ahh well i'm 21 now so i've lost the young driver 250!

 

Sidhead,when i last looked im sure the young driver £250 was between 21-24. Thats why i didnt renew. I maybe wrong but im sure it was like that

 

I'm with Tesco and am pretty sureI have the young driver excess and I took out my policy when I was 24. 25 now and renewal soon so should have come off now/or when I renew.

john

 

Oh well not to worry! They were the only ones who'd insure me for less than 2500!

Andy

 

I rang Tesco last night to see if having the 03 WRX spring kit fitted would affect my premium. I was told it wouldn't. Anyone know if wheel upgrades do?

 

i was told that my premium would shoot up from £1100 to £1600 with a stainless exhaust and wheels

 

privilege is the new tesco, trust me came in loads cheaper for me this year

 

Try L&V they don't care about mods or tracker £540 for me & my lass fully comp www.liverpoolvictoria.co.uk

 

yep privelege for me this year £100 cheaper than tesco and £90 for the mods I have planned.

L V dont insure scooby drivers under 30.

 

Thanks - may stick with the 17's after all.

 

Same here I'm affraid, very good quote for me and the mrs on a standard wrx, but wanted around £270 for backbox mod!

 

If anyone’s interested

Just called Tesco to enquire how much the 03 WRX PPP would increase my premium. They wanted to know what the PPP was (told them replacement intercooler hose, back box and EMS). They also wanted to know how much the back box would increase the power by, and how much the EMS (or as they call it "chipping") would increase the power. I told then 16% (???? maths not a strong point) for both. On those details my premium would increase by approx £250 per year. My current premium for a Std 03 WRX is £660 (full no claims, age 36).