Does anyone know of a company that will insure a Ford Focus that is not owned by me, but driven all the time by me.This my girlfriend writing this thread and wants to keep her NCB up, anybody help us??

 

Only 1 of you can take out a policy on the vehicle (and collect NCB) with the other as a named driver. I doubt if it matters who actually owns the vehicle.

Taking out 2 insurance policies on 1 vehicle would probably be classed as fraud, although I'm no expert on the matter. (Some people might try to claim twice...... thats why all insurance companies supposedly share info via a database now)

Insurance is funny...... I decided to try a quote with just me on the policy, leaving my wife of, to see how much cheaper it was. It was actually over £100 cheaper with my wife added.

 

Unfortunately, no Insurance company will do that. If you insure a vehicle you must be the registered owner of the vehicle. You cannot insure a vehicle you have no financial interest in.

simb

 

am i right in saying that if its your partner/spouse is the registered keeper of the car you can insure this ??
my new policy says so !

scooby66 does she not trust your driving ???

 

Sti-04 - If your married its fine.

simb

 

Its her sisters car but she drives it now could change log book but to cop. to go into now for many reasons, wants to keep the owners down maybe?