have you ever checked the intrest rates that you pay when paying by instalments??

today i was shocked
i got myself in a fair bit of money strife last year, i just dived right in and payed whatever the monthly payments were on loads of things

24% in a second hand car etc, anyways now im compleatly sorted money wise (strange that im making the same amount of cash but now have loads spare every week, when before i was struggling to meet ends)

insurance was up for renewal £1288, i dont have that in the bank
asked about instalments
worked out at 34.2% intrest!!!!!!!
this is what im currently paying on the policy at presant (sumthing i forgot to check when sorting the cash flow out, so i considerd a personal loan from sumwhere for £1500 to cover the insurance over 12 months. tried 1 company @ 14.5%much better, but i knew i could beat it

personal acount over draft was increased to £1350 for nothing and has 9.9% intrest rates

god im i glad i checked them insurance rates out